FULL-TIME Full-time
LOCATION 1265 Laurel Tree Lane Suite 200 Carlsbad CA 92011
ABOUT US
For over 40 years, 24 Hour Fitness has been a leader in the industry, driven by our mission to help our community live healthier and happier through the transformative power of fitness. With clubs nationwide, we create inclusive, welcoming spaces equipped with premium strength and cardio equipment, studio classes, and innovative digital tools. Our impact goes beyond the gym--we support our members'' total well-being through coaching, connection, and community. Join us and be part of a team that''s changing lives every day!
JOB SUMMARY
This position is responsible for direct oversight and management of all general liability (GL) claims administration and operations for the company. This includes evaluating liability, analyzing coverage issues, executing investigations and discovery and working with third party administrators and outside attorneys to negotiate cost effective self-insurance settlements ($500k per individual claim high deductible program). This position is also responsible for conducting claim audits/reviews, identifying loss trends and proposing proactive and strategic and cross-functional risk mitigation efforts to reduce the Company''s overall GL cost profile.
ESSENTIAL DUTIES & RESPONSIBILITIES
Manage and resolve all third-party general liability claims of the Company, evaluating liability and independently settling claims within position authority (up to $25k authority)
For GL claims above prescribed authority, independently prepare claim resolution strategy and present to key stakeholders for settlement authority (to include Director Risk Management, VP Audit & Compliance, VP Legal, Chief Financial Officer and EVP General Counsel).
Lead the development of GL national defense counsel litigation guidelines and directly manage defense counsel performance across multijurisdictional liability claims portfolio, to properly manage legal expenses while consistently executing sound claim disposition strategies.
RFP and strategically source external legal firms across all jurisdictions (as necessary) and third party claims administrator (as necessary).
Create strategic key performance indicators (KPI) with third party TPA and law firms and monitor compliance
Evaluate and implement strategic claims cost reduction programs (as needed)
Supervise third party administration (TPA) GL claim unit handling procedures and results, including investigations, discovery work, deposition preparation, and general administration and coordination with outside defense counsel firms and other involved parties, as required.
Supervise TPA and GL defense counsel negotiations, litigation management, and act as company representative in GL mediations and mandatory settlement conferences across all jurisdictions in which the company operates.
Ensure timely and accurate evaluation and approval (up to authority) of GL claim reserves.
Manage and maintain GL claim file integrity through proper documentation, and organization.
Provide responsive information to internal and external inquiries in a timely and accurate manner.
Prepare and lead comprehensive claim review meetings with internal and external stakeholders, covering overall GL environment and individual claim strategies (as needed)
Maintain knowledge of new and existing regulations, case law and court decisions, which could affect claims handling procedures and resolution strategies.
Act as a key liaison with club and above club field management in evaluating and responding to club level GL incidents occurring on company premises, and during management of open GL claims, as needed.
Responsible for monthly management reporting of GL claims and litigation including trending analysis of frequency and severity.
Assist in actuarial process and conduct analysis for monthly changes in GL claim reserves & paid claim development.
Based on analysis of GL incident and claim frequency / severity trends, propose and assist in implementing risk mitigation efforts to mitigate reoccurrence and loss (i.e. changes to policies, procedures and employee training)
Play a leading role in enhancing systems and processes, to support more proactive claim resolution strategies and decisions, in addition to improved reserve forecasting capabilities (working with Risk Management System vendor, TPA and/or 3rd party consultants)
Participate in safety meetings related to premises / general liability claims, providing input and strategic alternatives to control overall cost profile (meetings may include Risk Management department and cross-functional departments).
Attend and participate in internal and external continuing education related to liability insurance coverage, litigation management, regulatory reporting requirements, etc.
ORGANIZATION RELATIONSHIPS
This position interacts with club, field level management and various corporate departments to include Legal, Club Operations, Facilities, Loss Prevention and Internal Audit. This position has direct interface to all levels of the organization, both within the Field and at Corporate. This includes presenting at the VP and above level (including EVP/Senior Leadership level), with minimal supervision required.
The position also has regular interaction with third party service providers across multiple venues and jurisdictions (i.e. TPA and various attorney firms covering all states in which the company operates).
Finally, while having no direct reports from an organizational chart perspective, this position may supervise and develop shared departmental resources with respect to GL considerations, special projects, etc.
REQUIRED QUALIFICATIONS
Knowledge, Skills & Abilities
Ability to adjust to shifting priorities without significant loss in productivity.
Self-starter who takes initiative to solve problems within his/her own authority.
Ability to work effectively with law firms and third party administrators.
Must possess a high degree of organizational skills.
Strong business analytical and documentation skills.
Excellent verbal and written communications skills.
Strong computer skills, particularly Excel, Word, and PowerPoint.
Knowledge and ability to use Risk Management Information Systems (RMIS).
Ability to communicate clearly and convey information in an organized, credible and concise fashion.
Demonstrated ability to develop and maintain working relationships at all levels of the organization.
Capable of performing duties in both an independent and team setting.
Demonstrates high commitment to group goals.
Regularly acts to promote positive and productive working climate.
Basic understanding of actuarial reserving methods and reporting.
Minimum Educational Level/Certifications
Minimum Work Experience and Qualifications
Physical Demands/ Environmental Conditions
Telephone usage to communicate with internal and external customers.
Sitting: frequent sedentary work.
Viewing computer monitor: average, ordinary visual acuity necessary to prepare document, enter data into computer system, read reports and from computer monitor
Keyboarding: use of fingers to make small movements such as typing.
Work is performed in a normal business office environment. Extended workdays are a frequent occurrence.
Travel Requirement
PREFERRED QUALIFICATIONS
Knowledge, Skills & Abilities
Educational Level/Certifications
Work Experience and Qualification
BENEFITS AT 24
In line with our mission to create a healthier, happier world, we offer comprehensive benefits to help our team members do just that. We offer benefits such as paid time off, medical and dental coverage, 401k with match for qualifying positions, a free gym membership, and discounts on products and personal training. We also have a variety of Employee Resource Groups that you can connect with to participate in community events both in-person and virtually.
Disclaimer
DISCLAIMER: This job description is intended to describe the general job functions and requirements for this position. This is not intended to be an exhaustive list of all the qualifications, responsibilities, duties, and skills required. 24 Hour Fitness reserves the right to modify, add, or remove duties as necessary.
Benefits Summary
24 Hour Fitness offers benefit programs designed to meet the diverse needs of all team members, including health coverage, as well as Company paid benefits that are automatically provided at no cost, such as group life and accident insurance. There are eligibility requirements for each plan based on your position, hire and/or service date and your average hours worked. Benefit eligible team members may also accrue vacation hours. All 24 Hour Team members, and their eligible dependents, receive a complimentary membership.
Compensation Summary
All Employees: Free Club Membership, Employee Assistance Program (EAP), Basic Group Live and AD&D Insurance ($10,000), and 401k Savings and Investment Plan.
Average of 30 hours or more per week: Medical/Dental/Vision Benefits, Paid Time Off, and Sickness Benefits (in addition to the above).
Actual offer may vary from posted hiring range based on location, work experience, and/or education.
Salary range will vary based on geography of the applicant. Pay Range for Los Angeles, Orange County and Seattle: $112,125.00-$151,398.00 (Exempt), $53.91-$72.79 (Non-Exempt) Pay Range for Bay Area (California) & New York City (incl. New Jersey): $117,000.00-$157,980.00 (Exempt), $56.25-$75.95 (Non-Exempt) Pay Range for San Diego & Carlsbad (California) and all other locations: $105,300.00-$142,182.00 (Exempt), $50.63-$68.36 (Non-Exempt)
FUNCTIONAL GROUP Finance and Accounting