Indirect Business Developer 1 (or higher with required experience)

Community Financial System

Buffalo, NY

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JOB DETAILS

SALARY

SKILLS

Automotive Sales, Banking Services, Business Development, Business Growth, Commercial Banking, Communication Skills, Community Banking, Compensation and Benefits, Computer Skills, Customer Support/Service, Driver's License, Financial Services, Financial Systems, Health Maintenance, Interpersonal Skills, Investment Management, Lift/Move 25 Pounds, Loan Regulations, Loans, Maintain Compliance, Mathematics, Operations Processes, Physical Demands, Policy Development, Problem Solving Skills, Procedure Development, Promotional Programs, Record Keeping, Regional Sales, Regulations, Regulatory Compliance, Retail Banking, Risk Management, Sales, Time Management, Wealth Management, Willing to Travel

LOCATION

Buffalo, NY

POSTED

1 day ago

Overview

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

Responsibilities

The primary duty of this role is to attract, cultivate, assess, and engage new clients to drive business growth in the Western NY region. This position will have lending authority and purchase credits in a timely, effective manner and communicate the credit decisions to dealers in a professional manner. Must continually maintain a healthy bank/dealer relationship through consistent contact (field calls) with the ability to travel and at times have extended stays away from home. The person in this position will attend dealer shows and special events; resolve dealer problems and complaints in person; brief the Indirect Business Development Manager as to the competitive environment and dealer relationships; as well as provide a smooth work flow of credit applications, (i.e. approvals, conditions, declines or pendings).

Essential Duties:

Activate new dealerships - serves as the primary developer of new indirect business for an assigned/designated territory through frequent sales calls on automobile, RV, marine and sport utility dealerships
Provide step-up authority to employees with lesser authority (lending levels are appropriately based on years of service and skill set)
In conjunction with the Department Manager, will support and make recommendations pertaining to the competitive climate and relevant indirect programs:
Will assist the other Business Development Officers with the development of new programs to be marketed to new and existing dealership (i.e. flat fee programs, dealer reserves, lease programs, dealership promotional events, by-downs, etc.)
Personally present and communicate/educate these programs to dealers
Jointly establish annual quantitative customer service and sales objectives with the Indirect Business Development Manager; this activity is to be integrated with the Department's annual operating plan
Provide quality service to customers, whether internal or external
Maintain appropriate records and reports in order to evaluate individual dealer relationships
From time to time will investigate and resolve dealer inadequacies in an effort to protect the Bank's assets
Perform floor plan checks as necessary
Comply with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory agencies
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures and internal controls, and meet all job training requirements in a timely manner
Perform other related duties as assigned or directed

Ancillary Duties:

As an integral member of the Indirect Lending Department, this position is responsible to provide assistance wherever necessary to help the Department and the Bank in achieving their goals.
Performs floor plan checks as necessary
Performs other related duties as assigned or directed

Qualifications

Education, Training and Requirements:

Associates Degree required
B.S. or B.A. Degree in a related field of study preferred
History of specialized training in sales and/or marketing
All applicants must be 18 years of age or older.

Skills:

Strong sales and interpersonal skills
Thorough knowledge of the features and benefits of all bank indirect loan products and services
Proficient reading, writing, grammar and mathematics skills
Proficient interpersonal relations and communicative skills
General knowledge of current lending regulations
Moderate computer skills
Working knowledge of bank operating services
Valid driver's license
Must be able to consistently demonstrate the Company's core values: a strong work ethic, integrity, respect for others, responsibility, transparency and humility

Experience:

Minimum of two (2) years experience in a related lending, dealer services field or equivalent education normally required.

Other Job Information

Hours: 40 hours per week including Saturdays

Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.

The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.

Minimum

USD $62,400.00/Yr.
Maximum

USD $88,000.00/Yr.

About the Company

Community Financial System

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