Indirect Funding Manager 5174

JOIN THE KEESLER FEDERAL CREDIT UNION TEAM!

Keesler Federal Credit Union team members enjoy competitive salaries and a wide range of benefits, some of which include:

• Medical, dental, and vision insurance
• Section 125 Flexible Spending Accounts for Health Care and Dependent Care expenses
• Employee and Dependent Life Insurance
• 401(k) Retirement Plan with 100% match on the first 5% contributed by you
• Paid Leave
• Tuition Reimbursement and Competitive Scholarships
• Short-Term & Long-Term Disability Benefits
• Employee Assistance Program 

WE CURRENTLY DO NOT SPONSOR WORK RELATED VISAS  

Position:            Indirect Funding Manager

Department:      Indirect

Reports To:        Sr Director – Consumer Lending

FLSA:                 Exempt                                    

SUMMARY

The Indirect Lending Funding Manager oversees the funding operations of the Indirect Lending Department, ensuring loans are processed efficiently and in compliance with established policies, procedures, and regulatory requirements. This role is responsible for monitoring key production and risk indicators, supporting strategic planning and budgeting efforts, and maintaining a strong internal control environment through ongoing risk assessments and reporting.

The position serves as a subject matter expert and key liaison between management, team members, dealers, and internal business units. Responsibilities include identifying and resolving funding and title-related issues, managing dealer relationships and communications, and ensuring dealer data is accurate and up to date. The role also contributes to process optimization, project implementation, and business continuity planning.

SUPERVISORY RESPONSIBILITIES

Performs supervisory duties in accordance with the credit union's policies and procedures and all applicable federal, state, and local laws. Responsibilities include participating in the recruitment, interview, selection, and onboarding of employees; providing training and development; planning, assigning, and overseeing work; evaluating performance; coaching and counseling employees; administering recognition and corrective actions as appropriate; responding to employee concerns and supporting issue resolution; and supporting employment actions such as promotion, transfer, demotion, or separation in accordance with established policies and legal requirements.

ESSENTIAL FUNCTIONS

• Oversees the funding processes of the Indirect Lending Department
• Responsible for management reporting around key production indicators and key risk indicators.
• Assist management in providing input to strategic planning and budget recommendations
• Assists management by participating in project planning and implementation as needed or required

Responsible for risk management for the department including maintaining satisfactory internal controls

• Responsible for ensuring loans are funding in adherence to policies and procedures
• Keeps management well informed of activities and any significant issues.
• Assists with creating and maintaining department budget

•  Identifies funding issues and escalates according to scope of authority

• Provides solutions to member and dealer problems that may arise and are escalated during the funding process.
• Perform periodic risk assessments and reports results to support a satisfactory control environment
• Works with the management to ensure Business Continuity Plan plans are complete and current.
• Assists business units on title issues for indirect loans.
• Monitors indirect lending-related requests via various methods of communication
• Seeks process improvements that can be an asset to the Department
• Serves as subject matter expert for organizational initiatives
• Responsible for dealer communications to include changes, promotions, closing, and holiday hours
• Responsible for the Dealership contact information and ensures it is up to date with any new Dealers that have been added or changes in the Contact Person.
• Creates and maintains the indirect funding procedures.
• Adds new Dealerships in Dealer Reserve Accounting Manager and sends appropriate paperwork to Accounting Department to set up new Dealerships
• Communicates process changes from Management to the Team
• Accurately interprets the Fair Credit Act and the Privacy Act as they apply to credit unions.
• Responsible for compliance with all Federal regulations, including Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC).

Other Duties and Responsibilities:

• Other duties as assigned.

KNOWLEDGE AND SKILLS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Associate’s Degree in a related field or equivalent combination of education and experience which demonstrates the ability to perform the functions of the position required.

Experience and Other Requirements:

• 5 - 7 years of similar or related consumer lending experience required.

• Minimum of five years indirect lending experience preferred.
• 1-3 supervisory experience required
• Advanced knowledge of the credit application verification process and its related documents is required.
• Proficient understanding of the credit bureau, debt to income, and data on credit application and verification process.
• Must possess the ability to read and understand credit applications.

Computer Skills:

• Proficient in the use of computers and standard office technology, including Microsoft Office applications (Word, Excel, Outlook, and Teams).

Certificates, Licenses, and Registrations:

None

Interpersonal Skills:

Demonstrates the ability to interact professionally and respectfully with members, coworkers, and external partners. Communicates information clearly and effectively, both verbally and in writing, and listens attentively to understand questions or concerns. Maintains a courteous, cooperative, and service-oriented approach in a variety of work situations, including those involving differing perspectives or needs. Builds positive working relationships and contributes to a collaborative, inclusive, and member-focused environment.

PHYSICAL DEMANDS

The physical demands described below are representative of those that may be associated with performing the essential functions of this position. The essential functions of this role can be performed with or without reasonable accommodation, in accordance with the Americans with Disabilities Act (ADA) and applicable federal, state, and local laws.

While performing the duties of this job, the employee may be required to remain in a stationary position for extended periods, move within the work environment, and operate a computer and other standard office equipment. Job duties may also involve the use of hands and arms to operate tools, devices, or controls, and to exchange information using various communication methods. Occasional postural activities such as bending, kneeling, crouching, or stooping may be required. The position may occasionally require lifting or moving items weighing up to 15 pounds.

WORK ENVIRONMENT

The work environment is primarily a professional office or branch setting, with a focus on member service and collaboration. The role may require working in shared workspaces and interacting with members, coworkers, and vendors through various communication methods. Work may involve extended periods of sitting or standing, repetitive motions such as computer or device use, and occasional movement throughout the facility.

The essential functions of the position can be performed with or without reasonable accommodation, in accordance with applicable federal, state, and local laws, including the Americans with Disabilities Act (ADA).

This position is eligible for a hybrid work arrangement, combining on‑site and remote work, in accordance with company policy and business needs.

DECLARATION

The Human Resources department retains the sole right and discretion to make changes to this job description.

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