Accounting, Analysis Skills, Business Administration, Business Processes, Campaigns, Communication Skills, Consumer Loans, Credit Union, Customer Support/Service, Detail Oriented, Finance, Leadership, Loan Documents, Loan Operations, Loan Origination, Loan Underwriting, Management of Information Systems/Technology (MIS), Microsoft Excel, Microsoft PowerPoint, Microsoft Product Family, Microsoft Word, Operational Support, Operations Processes, Organizational Skills, Presentation/Verbal Skills, Problem Solving Skills, Process Improvement, Product Support, Risk Management, Team Player, Time Management, Tuition Fees, Videoconferencing, Writing Skills
GENERAL SUMMARY:
In this role the Consumer Lending Intern will have the opportunity to gain resume building work experience through exposure to real-world situations not normally found in a classroom setting pertaining to Consumer Lending at a financial institution. The intern will support loan operations, process improvement initiatives while gaining hands-on exposure to consumer lending products, underwriting concepts, loan originations systems, workflows and portfolio performance. The intern will have the opportunity to participate in team meetings and present insights and observations with support.
Salary is $19.00/hr. Job Grade, NE 8.
QUALIFICATIONS:
Minimum Education & Experience Requirements
- Current Undergraduate, Graduate program or recently graduated with a degree in Business Administration, Finance, Accounting, Management Information Systems or related field
- Must be located in Arizona.
Minimum Knowledge and Skill Requirements
- Strong analytical and problem solving skills
- Written and verbal communication skills
- Accuracy and attention to detail
- Self-motivated
- Proactive and positive mindset and attitude
- Ability to take initiative while working with guidance from team members.
- Strong time management and organizational skills
- High ethical standards
- Microsoft proficiency (Excel, PowerPoint, Word, TEAMs, Video Conferencing)
COMPETENCIES:
- Time Management
- Written Communication
- Presentation Skills
- Functional/technical Skills
LENGTH OF ASSIGNMENT:
Part time (20 hours per week), 6 months
WORKING CONDITIONS/ENVIRONMENT:
This job requires the employee to sit or stand for extended periods of time. Infrequent lifting up to 25 lbs.
OTHER REQUIREMENTS:
Must comply with all aspects of the Bank Secrecy Act (BSA). .
MAJOR ACCOUNTABILITIES AND TASKS:
- Research consumer lending product suite . Support analysis and provide observations and recommendations.
- Assist with research and implementation of a new checking account product and features
- Assist with various deposit promotions (Certificate of Deposits. High Yield Money Market)
- Document current lending workflows and identify potential inefficiencies with guidance from team members.
- Assist with pre-approval and pre-qualification campaigns
- Provide support for consumer lending initiatives and projects
- Performs other duties as assigned
BENEFITS FOR THE INTERN:
Develop an in-depth understanding of business processes and Credit Union operations related to Consumer Lending
Learn about Regulatory Compliance requirements in a highly regulated industry
Hands-on experience by participating in the research, analysis and implementation of initiatives related to consumer lending at a well-established Credit Union
Collaborate with employees at all levels, including Executive Leadership across the Credit Union
Opportunity to utilize a variety of software platforms and applications
By participating in fraud discussions, the intern will gain knowledge of how to evaluate the potential for fraud and how the organization detects and manages fraud risks
About Us:
At Vantage West, we pride ourselves on fostering a vibrant learning environment where curiosity and growth are at the heart of everything we do. Together, we are not just building a successful company; we are cultivating a community where everyone can thrive.
Benefits And Perks:
- Health Coverage - We offer medical, dental and vision coverage for you and your dependents. Other benefits include: life insurance, flexible spending accounts, pet insurance, Team Member Assistance Program (EAP), and Corporate Care Solutions (Backup Child and Adult Care Services).
- Paid Time Off and Holidays - Work-life balance is a focus with generous paid time off, with additional time given for sick days, paid holidays, and 16 hours of paid time to participate in our community volunteer program. We also offer enhanced paid military leave and paid maternity/paternity leave.
- Retirement Savings - Generous 401k Plan.
- Development Activities - We focus on continuous growth by encouraging Job Shadowing and Personal Development Plans, which leads to a 40+% annual internal promotion rate.
- Tuition Reimbursement - We have partnered with the University of Arizona Global Campus to offer eligible full-time employees 100% tuition coverage towards an online Bachelor's or Master's Degree.
Equal Opportunity Employer Veterans Disabled
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Vantage West Credit Union