Internal Auditor

Are you a motivated, detail-oriented individual who enjoys digging into loan files, vendor documentation, and compliance requirements? Do you like analytical work, problem-solving, and behind-the-scenes reviews that help keep an organization operating safely and efficiently? Want to grow your professional skillset at a top community bank that invests in its employees? If you are willing to learn, we are willing to train you!Citizens State Bank is a top-performing, community-focused financial institution with a strong commitment to serving our customers' banking needs. With a history spanning 116 years, we take pride in providing personalized financial solutions and exceptional service. We are currently seeking an Internal Auditor to support loan compliance and third-party risk management activities within our Risk Department.This position focuses on supporting loan and third-party risk management compliance by auditing key documentation and processes, managing regulatory data and reporting, maintaining accurate third-party oversight, and ensuring adherence to evolving risk and regulatory requirements. The role is well-suited for individuals with experience or interest in banking, compliance, auditing, loan operations, or other detail-oriented administrative work. You will work closely with internal teams to ensure accuracy, consistency, and compliance with Bank policies and regulatory requirements.Citizens State Bank offers an excellent salary and benefits package, including access to free health care.Key ResponsibilitiesAssist with third-party risk management activities, including uploading vendors into the vendor management system, assessing vendor tiers, coordinating due diligence documentation, and assisting with vendor approvalsAudit loan files for compliance using sampling methodsReview loan disclosures, statements, and notices for all loan typesAudit and track flood insurance requirementsReview adverse action documentation for accuracy and complianceReview HMDA-reportable loans and assist with data input and validationAudit appraisals and credit reports using sampling methodsPerform daily loan maintenance auditsAudit PMI cancellations and TRID loan calculationsAssist with tracking CRA loansMonitor force-placed insurance timing and documentationRemove or edit credit reports in E-Oscar as neededAssist with consumer loan compliance trainingEnsure office compliance materials (posters, notices, etc.) are currentStay up to date on compliance, risk, and emerging regulatory issuesRequirementsAbility to interpret policies, procedures, and regulatory requirementsProficiency with Microsoft Office and banking systemsStrong organizational, communication, and problem-solving skillsCommitment to maintaining confidentiality and handling sensitive information appropriatelyPrevious experience in banking, loan operations, compliance, auditing, or a similar detail-focused role is preferred. Strong attention to detail and accuracy, with the ability to manage multiple tasks and deadlines.#J-18808-Ljbffr