Internal Mortgage Loan Originator – Consumer Direct Division
Compensation: $18/hour plus commissions and full benefits.
Location: Dallas, TX, Jacksonville, FL, New Jersey
Ready to close more, earn more, and leave the cold-calling behind?
Our client, a nationally recognized mortgage lender, is expanding its high-performance Consumer Direct division. This is a centralized, lead-driven platform built for top-producing Mortgage Loan Originators who thrive in fast-paced, high-volume environments.
What Makes This Role Different
This isn’t traditional retail lending. With a marketing engine designed for speed and conversion, originators in this division average just 1–1.4 offers to close — compared to the industry standard of 8.5. That means higher close ratios, faster commissions, and more time doing what you do best: closing deals.
What You’ll Do
Work inbound leads generated by digital campaigns, direct mail, and referral networks
Collect borrower data, complete loan applications, and pre-qualify applicants
Advise on loan programs, underwriting criteria, and disclosures
Maintain clear, proactive communication with borrowers, processors, and team leads
Provide credit guidance and restructuring strategies when necessary
Ensure compliance with lending regulations (TILA, RESPA, ECOA, etc.)
Consistently meet or exceed monthly closing and funding benchmarks
What You’ll Bring
Active NMLS license (multi-state preferred)
Experience in a Consumer Direct lending environment (centralized or call center)
Knowledge of conventional, FHA, VA, and non-QM products
Strong phone-based sales and communication skills
Ability to manage multiple files with precision and urgency
Goal-oriented mindset and comfort with high-volume production
Why You’ll Thrive Here
Inbound leads provided — no self-sourcing required
Streamlined process focused on conversion, not chasing
Competitive comp: base salary + tiered commission
Nationally visible division with opportunities for advancement
Supportive leadership and collaborative team culture
This is more than a mortgage sales job — it’s a chance to join a modern, performance-driven platform that rewards results.