KYC Officer

Position: KYC Officer

Work Type: Long Term Contract with Opportunity for extension

Pay: 25-29$ Hourly 
 

Location: Montreal, Quebec

Hybrid

The position at a glance

Intervening at the final stages of the KYC due diligence process and working in close coordination with all stakeholders part of the KYC Due Diligence process (including Data Officers; Data Controllers; Screeners; Investigators; Compliance; and Relationship Managers), Senior KYC officer is responsible for ensuring that due diligence on new or existing clients has been conducted in compliance with regulatory requirements and internal policies/guidelines.

In detail

Performing a factual-based analysis, Senior KYC Officer’s key responsibilities include:

• Ensuring that all data, document and information collected as part of the Due Diligence process are compliant and reliable to determine the final risk level of the client relationship
• Ensuring that the level of due diligence performed is in accordance with the final risk level of the client relationship
• Ensuring that local regulatory requirements pertaining to the KYC case has been fulfilled
• Ensuring that financial security risk triggers are appropriately consulted with Compliance for opinion
• Preparing a memo substantiating the KYC analysis review
• Ensuring that the file is submitted for Relationship Manager’s final sign-off
• Working with QA officers and team leads to ensure about improving the 4-eye checks’ quality

• Regulatory Mastery: Expert in FATF, FinCEN, EU AML Directives, and local jurisdictional requirements; author of updated KYC policy suite after the 2024 AML reforms.
• Risk?Based Due Diligence
• Analytical Tools: MS Excel and Power?BI.
• Project Management
• Stakeholder Influence: Partnered with product, legal, and sales to embed KYC risk scores into client?facing CRM, improving risk visibility across the value chain.
• Communication: Regular presenter to senior leadership and regulators

• The candidate will have at least 5 years of experience in the financial services sector, with at least 3 years in AML/KYC-related role.

• English : Mandatory
• Knowledge of French and Spanish is a plus

• General knowledge on financial industry and products, including awareness of various types of corporate entities – hedge funds, asset managers, pension funds, limited, private and public companies, holding companies, trusts etc.
• Experience in a control function (having a control mind-set)
• Financial industry knowledge, including corporate entities and structures
• AML/KYC process, regulatory rules (e.g. USA PATRIOT Act, Bank Secrecy Act)
• Financial security screening (sanctions, PEPs, negative news)
• Experience with KYC databases and vendors (e.g. Orbis, World-Check)
• Knowledge of OFAC screening requirements
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• Strong analytical, communication, and interpersonal skills
• Ability to work under pressure, prioritize tasks, and meet deadlines
• Client-oriented, quality-driven, and adaptable team player
• Strong Excel, Word, and presentation skills
• Bilingual in French and English, with proficiency in another language (e.g. Spanish, Portuguese) a plus
• Bachelor's degree required, CAMS certification a plus