Lead Software Engineer, Payments Modernization

Bank of America
  • Jersey City, New Jersey
    6 days ago

    Job Description

    Job Description:

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.


    Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.


    We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.


    Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.


    At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!


    Job Description:


    This role is responsible for providing technical leadership and defining the engineering strategy for complex, business-critical initiatives that deliver significant organizational outcomes.


     

    Responsibilities:

    • Ensures that the design and engineering approach for complex features are consistent with the larger portfolio solution
    • Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s)
    • Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline
    • Guides and influences team(s) on design and best practices for high code performance –e.g. pairing, code reviews
    • Provides end-to-end delivery of complex features, including automation, for either a single team or multiple teams, at the program level
    • Conducts research, design prototyping and other exploration activities such as evaluating new toolsets and components for release management, CI/CD, and features
    • Works with stakeholders to establish high-level solution needs and with architects for technical requirements

    Position Summary


    We are seeking a highly experienced and technically proficient Lead Engineer to drive the architecture, design, and delivery of a next-generation wire payment processing platform. This role combines technical leadership, solution architecture, and team leadership, requiring deep expertise in modern technologies and payment systems.


    • The Lead Engineer will provide technical direction to multiple cross-functional teams, mentor engineers, establish engineering best practices, and ensure successful delivery of strategic business initiatives. The ideal candidate will have extensive experience leading teams building enterprise-scale solutions using Java, Node.js, Oracle, Kafka, RabbitMQ, and cloud platforms (AWS, Azure, or GCP). Familiarity with the Finacle core banking platform is a significant plus.
    • This role serves as a key technical leader, partnering with business stakeholders, architects, product teams, and engineering leadership to define technology strategy, influence roadmaps, and deliver scalable, resilient, and high-performing solutions.

    Required Qualifications:


    • 10+ years’ experience with the below:
    • Strong payment platform experience
    • Domain expertise in payment systems including Wire, ACH, RTP.
    • Knowledge of ISO 20022 messaging standards.
    • Ensuring compliance with industry standards and regulations
    • Collaborating with clients and internal teams to gather requirements and develop solutions
    • Optimizing existing cloud infrastructures for performance and cost-efficiency
    • Hands-on experience deploying applications on AWS cloud using native services such as EC2, ECS/EKS, Lambda, S3, RDS, DynamoDB, and API Gateway.
    • Strong knowledge of Infrastructure as Code (IaC) using AWS CloudFormation or Terraform.
    • Experience integrating CI/CD pipelines with AWS services (e.g., CodePipeline, CodeBuild, CodeDeploy).
    • Ability to design secure and compliant cloud architectures leveraging AWS IAM, encryption, and monitoring best practices.
    • Proven experience in optimizing cloud infrastructure for scalability, performance, and cost-efficiency.
    • Providing technical leadership and mentoring to team members
    • Recent experience tackling complex challenges in distributed data systems using Java (Enterprise Edition), Oracle SQL, and Python.
    • Experience using Java/J2EE technologies to develop scalable enterprise-grade applications, libraries, and frameworks.
    • Designed and developed solution architecture to scale backend systems with Spring framework, Spring MVC, and RESTful APIs.
    • Hands-on experience with messaging systems like Kafka and RabbitMQ.
    • Utilized DevOps technologies for CI/CD including Ansible, Jenkins, JFrog, and Git.
    • Designed and implemented database development on Oracle Exadata.
    • Proven experience in leading and mentoring a team of engineers.
    • Strong understanding of software development, testing, deployment, and support using agile methodologies.
    • Expert-level proficiency in Java Enterprise Edition and related frameworks (e.g., Spring, Hibernate) and advanced SQL.
    • Excellent written and verbal communication skills.
    • Ability to write specifications and design documents.



    Desired Qualifications:

    • Exposure to event-driven architecture and distributed systems.
    • Understanding of regulatory and compliance requirements in financial services.
    • Experience with observability tools like Splunk, Prometheus, and Grafana.
    • Knowledge of financial products data such as Equities, Fixed Income, and Derivatives.
    • Agile/Scrum certification or experience working in agile environments.
    • AWS Certification (Solutions Architect, Developer, or DevOps Engineer).
    • Familiarity with serverless computing (AWS Lambda) and container orchestration (EKS/ECS).
    • Experience with event-driven architecture using AWS SNS/SQS.
    • Knowledge of AWS observability tools like CloudWatch and X-Ray.
    • Understanding of multi-region disaster recovery strategies and data migration to AWS.

    Skills:

    • Automation
    • Influence
    • Result Orientation
    • Stakeholder Management
    • Technical Strategy Development
    • Application Development
    • Architecture
    • Business Acumen
    • Risk Management
    • Solution Design
    • Agile Practices
    • Analytical Thinking
    • Collaboration
    • Data Management
    • Solution Delivery Process

    Shift:

    1st shift (United States of America)

    Hours Per Week: 

    40

    Pay Transparency details

    US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101)

    Pay and benefits information

    Pay range

    $122,000.00 - $200,000.00 annualized salary, offers to be determined based on experience, education and skill set.

    Discretionary incentive eligible

    This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

    Benefits

    This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

    Numbers & Facts

    LocationJersey City, New Jersey

    Skills

    • AWS Lambdaunmatched
    • Agile Programming Methodologiesunmatched
    • Amazon Elastic Compute Cloud (EC2)unmatched
    • Amazon Simple Notification Service (SNS)unmatched
    • Amazon Simple Storage Service (S3)unmatched
    • Amazon Web Services (AWS)unmatched
    • Analysis Skillsunmatched
    • Ansibleunmatched
    • Apache Kafkaunmatched
    • Application Integrationunmatched
    • Application Programming Interface (API)unmatched
    • Automationunmatched
    • Banking Servicesunmatched
    • Best Practicesunmatched
    • Business Architectureunmatched
    • Business Skillsunmatched
    • Career Developmentunmatched
    • Cloud Applicationsunmatched
    • Cloud Architectureunmatched
    • Cloud Computingunmatched
    • Code Reviewsunmatched
    • Communication Skillsunmatched
    • Continuous Deployment/Deliveryunmatched
    • Continuous Integrationunmatched
    • Cross-Functionalunmatched
    • Cryptographyunmatched
    • Data Managementunmatched
    • Data Migrationunmatched
    • Database Designunmatched
    • Database Programmingunmatched
    • Design Documentunmatched
    • DevOpsunmatched
    • Disaster Recoveryunmatched
    • Distributed Computingunmatched
    • Financial Servicesunmatched
    • Fixed Income Investmentsunmatched
    • GCP (Good Clinical Practices)unmatched
    • Gitunmatched
    • Hibernateunmatched
    • ISO (International Organization for Standardization)unmatched
    • Industry Standardsunmatched
    • Javaunmatched
    • Java Platform Enterprise Edition (Java EE/J2EE)unmatched
    • Jenkinsunmatched
    • Leadershipunmatched
    • Maintain Complianceunmatched
    • Mentoringunmatched
    • Messaging Technologyunmatched
    • Microsoft Windows Azureunmatched
    • Migration Strategyunmatched
    • Militaryunmatched
    • Node.jsunmatched
    • Oracleunmatched
    • Oracle Databaseunmatched
    • Payment Processingunmatched
    • Presentation/Verbal Skillsunmatched
    • Product Engineeringunmatched
    • Prototypingunmatched
    • Python Programming/Scripting Languageunmatched
    • REST (Representational State Transfer)unmatched
    • RabbitMQunmatched
    • Radiographyunmatched
    • Realtime Transport Protocolunmatched
    • Regulationsunmatched
    • Regulatory Complianceunmatched
    • Release Management/Engineeringunmatched
    • Requirements Managementunmatched
    • Research Skillsunmatched
    • Risk Managementunmatched
    • SQL (Structured Query Language)unmatched
    • Scrum Project Management and Software Developmentunmatched
    • Simple Queue Service (SQS)unmatched
    • Software Developmentunmatched
    • Software Engineeringunmatched
    • Software Testingunmatched
    • Splunkunmatched
    • Spring Frameworkunmatched
    • Spring MVCunmatched
    • Strategic Planningunmatched
    • System Architectureunmatched
    • Talent Managementunmatched
    • Team Lead/Managerunmatched
    • Technical Leadershipunmatched
    • Technical Strategyunmatched
    • Technical/Engineering Designunmatched
    • Test Toolsunmatched
    • Writing Skillsunmatched

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