Loan Accounting Specialist

Alabama Farm Credit

Cullman, Alabama

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JOB DETAILS

SKILLS

Accounting, Accounts Payable, Agriculture, Cash Management, Communication Skills, Continuous Improvement, Cross-Functional, Customer Experience, Customer Support/Service, Data Quality, Detail Oriented, Disbursements, Documentation, Finance, Financial Control, Financial Management, Financial Operations, Financial Services, Financial Systems, Financial Transactions, Lift/Move 50 Pounds, Loan Accounting, Loan Documents, Loan Operations, Loan Processing, Loans, Microsoft Office, Mortgage Lending, Multitasking, Onboarding, Operational Support, Presentation/Verbal Skills, Privacy Controls, Problem Solving Skills, Property Title, Regulatory Compliance, Schedule Development, System Operations, Systems Administration/Management, Systems Maintenance, Team Player, Time Management, Transaction Processing/Management, Vendor/Supplier Management, Writing Skills

LOCATION

Cullman, Alabama

POSTED

30+ days ago

JOB DESCRIPTION

Minimum Education & Experience

Bachelor's degree in business, Finance, or a related field preferred, with 3-5 years of relevant professional experience in loan operations, accounting, or cash management.

Role Overview

We're seeking a detail-oriented and highly accountable professional to join our team in a critical operations role supporting loan accounting and cash management functions. This position plays a key role in ensuring the accurate and timely movement of funds, integrity of loan data, and seamless support for both internal teams and customers.

You'll be trusted to manage financial transactions, support loan onboarding and maintenance, and help drive operational excellence through accuracy, responsiveness, and process adherence. This role offers the opportunity to build deep expertise in loan systems, payment operations, and financial controls while contributing to a high-performing team.

Key Responsibilities

Execute and oversee daily cash management activities, including wires, deposits, disbursements, and lockbox operations
Initiate, verify, and approve fund transfers in alignment with customer needs and internal controls
Support onboarding of new loans and renewals, ensuring accuracy of documentation and system setup
Maintain loan data integrity, including updates, modifications, and ongoing system maintenance
Process loan disbursements (checks, wires, electronic payments) within established deadlines and compliance standards
Review exception reports and proactively resolve discrepancies across cash management products
Partner with internal teams and branches to research and resolve issues quickly and effectively
Manage vendor setup and maintenance for accounts payable processes
Monitor inbound transactions and ensure timely communication with stakeholders
Support customer inquiries and provide solutions to moderately complex issues
Contribute to continuous improvement efforts, ensuring processes are efficient, documented, and compliant

What You Bring

Working knowledge of accounting principles and financial systems
Strong attention to detail with a commitment to accuracy and accountability
Ability to manage multiple priorities in a deadline-driven environment
Effective communication skills, both written and verbal
Proficiency in Microsoft Office applications
Collaborative mindset with the ability to work cross-functionally

Preferred:

Familiarity with loan documentation, real estate/title processes, or financial services operations
Experience with loan accounting or cash management systems

Work Environment & Expectations

This role involves extended periods of sitting and computer work, with occasional lifting (up to 50 lbs). Regular attendance and adherence to established schedules are essential to support time-sensitive financial operations.

Confidentiality & Compliance

This position requires handling sensitive financial and customer information. A high level of professionalism, discretion, and adherence to privacy and security standards is essential. Compliance with all internal policies and regulatory requirements is mandatory.

Why Join Us

You'll be part of a collaborative, mission-driven team where your work directly impacts operational accuracy and customer experience. We value precision, accountability, and continuous improvement-and we invest in our people to help them grow.

ABOUT US

Alabama Farm Credit is an aggressively growing $1 billion Farm Credit association dedicated to the financial needs of our rural communities. In short, we help fund new ways to grow food, generate energy, access technology, and otherwise improve life in rural America. A career at Alabama Farm Credit can offer you the opportunity to make a personal impact on the people and communities where we do business. The institution is headquartered in Cullman, AL with five offices that serve the northern twenty-seven (27) counties of Alabama. We continue to serve the agricultural related needs of the two major metropolitan areas of Alabama in Birmingham and Huntsville. We also provide competitive compensation, health and wellness benefits, company-funded retirement plan, "best in market" matching 401(k), and professional development programs.

About the Company

Alabama Farm Credit

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