Loan Officer - Ag/ Commercial
(on-site position)
We are growing and seeking a dedicated and knowledgeable Agricultural/ Commercial Loan Officer to join our team. This role offers an exciting opportunity to support farmers, agribusinesses, and rural communities. If you have a passion for agriculture and finance, and enjoy building strong client relationships, we invite you to apply and grow with us.
Key Responsibilities:
- Evaluate and authorize agricultural & commercial loan applications, ensuring compliance with bank policies and regulatory requirements
- Analyze financial statements, credit reports, and collateral to assess borrower creditworthiness
- Business development which will consist of maintaining positive relationships with our current customers and fostering relationships, networking and community involvement in an effort to obtain new customers.
- Provide expert guidance on loan products, repayment options, and financial planning
- Monitor ongoing loan performance and conduct regular reviews to mitigate risk
- Collaborate with internal teams to ensure smooth loan processing and documentation
- Stay informed about industry trends, market conditions, and regulatory changes affecting agricultural/ commercial lending
Skills and Qualifications:
- Bachelor's degree in Finance, Agriculture, Business Administration, or related field
- Experience in agricultural and commercial lending
- Strong understanding of agricultural industry practices, credit analysis, and loan structuring
- Excellent interpersonal and communication skills
- Ability to assess financial data and make sound lending decisions
- Knowledge of relevant regulations and compliance standards
- Detail-oriented with strong organizational skills
PI5895fed2d819-25401-40551178