Loan Officer

Central Texas Farm Credit

Haskell, Texas

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JOB DETAILS

SALARY

$55,000–$55,000

SKILLS

Accounting Close, Administrative Skills, Agricultural Crops, Agriculture, Balance Sheet, Business Administration, Cash Flow, Communication Skills, Community Relations, Consulting, Corporate Planning, Credit Analysis, Credit Risk, Credit and Collections, Customer Relations, Documentation Standards, Driver's License, Economics, Finance, Financial Analysis, Haskell, Incentive Programs, Income Statements, Insurance, Liens, Life Insurance, Loan Approval, Loan Closing, Loan Collateral, Loan Documents, Loan Origination, Loan Portfolio, Loan Structuring, Loans, Needs Assessment, Past Due Accounts, Performance Management, Problem Solving Skills, Real Estate, Risk Analysis, Risk Management, Sales, Team Player, Time Management, Vision Plan, Willing to Travel

LOCATION

Haskell, Texas

POSTED

3 days ago

JOB DESCRIPTION

CAREER OPPORTUNITY - AGRICULTURAL LOAN OFFICER

Position: Loan Officer
Date: April 17, 2026
Location: Haskell, Texas
Salary: Range begins at $55,000 but is commensurate with experience and qualifications.

Central Texas Farm Credit is seeking a relationship-driven Loan Officer to support agriculture and rural communities through trusted, personalized lending. In this role, you'll be part of a collaborative, customer-focused team that blends sales expertise, sound credit judgment, and active community engagement to deliver meaningful financial solutions to our customer-owners.

Comprehensive benefits package which includes, but is not limited to:

- Medical, dental, vision, and life insurance
- 401(k) with employer match, plus HSA contributions
- Paid annual leave, sick leave, and paid holidays
- Employee incentive plan and corporate apparel

Company Profile:
Central Texas Farm Credit is a full-service agricultural lender covering 20 counties in Central Texas with branch offices located in Brady, Brownwood, Coleman, Comanche, Haskell, San Angelo, and San Saba. We also have an administrative office located in Abilene. We have approximately $800 million in total assets which consists primarily of loans for livestock, crops and real estate. Central Texas Farm Credit is a member-owned cooperative that is well-capitalized with consistently strong earnings and credit quality. We have been a reliable source of credit to the farmers and ranchers of central Texas for over 100 years.

Job Purpose and Scope:
Recommends or approves loans in assigned territory within the limits of specific delegated authority. Develops and manages loan portfolios including loan originations in the trade area served by the association. Has some latitude for decision making; works under moderate supervision.

- Develop and grow new and existing business within the assigned territory through relationship-based selling and community involvement.
- Consult with prospective and current borrowers to understand needs, recommend appropriate credit solutions, and resolve credit-related issues.
- Originate, structure, and service loans within delegated authority and in accordance with association policies and procedures.
- Support association credit administration and documentation standards;
- Perform credit analysis (balance sheets, income statements, cash flows) to assess creditworthiness;
- Maintain current, accurate, and verified financial information on borrowers and guarantors.
- Manage portfolio risk by ensuring timely and accurate risk rating identification, loss given default assignments, and performance status updates.
- Perform collection activities on assigned portfolio and work with borrowers to improve delinquent loan performance.
- Monitor collateral requirements, including insurance coverage and ad valorem taxes, to protect the association's security position.
- Facilitate loan closings and guide customers through execution of closing packages; assist with title review and lien validation, when needed.

Summary of Desired/Required Education and Experience Requirements:
- Bachelor's degree in Business Administration, Finance, Agricultural Economics, or a related field (or equivalent experience).
- Two (2) or more years of experience as a loan officer or loan officer trainee.
- Agricultural lending experience (livestock, crops, and/or rural real estate).
- Sales track record with strong community relationships in the trade area.
- Ability to analyze financial statements and communicate credit recommendations clearly.
- Knowledge of loan documentation, collateral perfection, and closing processes.
- Valid driver's license and ability to travel within the assigned territory.

If you meet the minimum qualifications and wish to be considered for this position, please apply through the link at the bottom of this job posting.

This position is currently open and will close upon filling.

At the sole discretion of Central Texas Farm Credit, individuals with less than minimum experience requirements may be considered with the position adjusted to a commensurate title.

AA/EOE/M/F/D/V

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected

About the Company

Central Texas Farm Credit

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