Loan Review Specialist

Northwest Farm Credit Services

Spokane, WA

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JOB DETAILS

SALARY

$48,400–$64,500 Per Year

JOB TYPE

Full-time, Employee

SKILLS

Affirmative Action, Agriculture, Analysis Skills, Business Analysis, Compensation and Benefits, Corporate Policies, Credit Analysis, Dental Insurance, Detail Oriented, Document Management, Documentation, EEO Regulations, Easements, Federal Laws and Regulations, Identify Issues, Insurance, Interpret Regulations, Knowledge Base, Legal, Loan Collateral, Loan Documents, Loan Processing, Loan Review, Loan Servicing, Loan Submission, Loans, Maintain Compliance, Mortgage Lending, Procedure Development, Property Insurance, Quality Control, Retirement Plan, Software Specification, Vision Plan, Willing to Travel

LOCATION

Spokane, WA

POSTED

30+ days ago

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.

We are in search of a Loan Review Specialist II or Loan review Specialist III to join our Washington Lending and Insurance in Spokane, Washington (Headquarters). This full-time position reports to the Director, Loan Review and performs quality control review, document preparation, and analysis of basic new loan and loan servicing submissions.

Compensation Information

The base salary range for this position in Spokane, Washington is:

Level II:
Typical starting range: $48,400 - $64,500
Full base salary range: $48,400 - $72,600
Annual performance-based incentive target is 6% of base.

Level III:
Typical starting range: $53,600 - $71,900
Full base salary range: $53,600 - $81,000
Annual performance-based incentive target is 8% of base.

Essential Duties

Evaluate new loan and loan servicing requests and submissions, follow established procedures and use acquired knowledge, to ensure the compliance and legal enforceability of loan paper and perfection of collateral on secured loans and loan servicing.
Review and interpret legal and ancillary collateral documentation provided with the loan requests, including access and right-of-way related agreements, water rights documentation, easements, leases, licenses and permits pertaining to real property to identify any existing or potential issues.
Review and analyze organizational documentation of business entities (such as corporations, limited liability companies, partnerships, etc.) and trust agreements to identify any material issues that may impact loans; work with branch staff to remedy issues.
Identify and remedy issues reflected on title insurance.
Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
Other duties as assigned.

Travel Requirements

AgWest employees may occasionally be asked to travel for all-staff or team meetings.

Minimum Qualifications

Mortgage lending, application/loan processing, title and/or law firm experience
Ability to develop a functional understanding of the loan review process, including a solid knowledge base of loan products and guidelines, policies and procedures, and origination software specifications
Ability to develop an understanding of real property and personal property collateral documentation and perfection
Attention to detail when analyzing loan packages and preparing loan documentation
Understanding of real property and personal property collateral documentation and perfection
High school diploma or equivalent

Workplace Flexibility

After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend.

Benefits Offered by AgWest

Medical, dental, and vision insurance
Basic term life and AD&D insurance (fully paid for by the company)
Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
401(k) plan (6% match plus 3% employer contribution)
Employee Assistance Program
Wellness Program
Jeans are welcome at work every day at AgWest!

*Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits

#LI-Hybrid

Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law.

Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.

When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them.

To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process.

For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.

Northwest FCS is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

About the Company

Northwest Farm Credit Services

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