Introduction:
Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.
Overview:
This position is responsible for providing day-to-day marketing, business development, product promotion, business administrative, and underwriting support to Business Team 3 and the Los Angeles Branch. Key responsibilities include supporting business development initiatives, monitoring loan portfolio quality and post-lending activities, conducting credit risk analysis and recommending risk ratings, and performing other duties as assigned by the Team Lead and/or the Branch Management.
Responsibilities:
Include but not limited to:
Daily Administrative, Marketing, and Business Development Support (50%)
- Provide day-to-day administrative, marketing, and promotional support to Business Team 3 and Los Angeles Branch.
- Support daily buisness operations, business development initiatives, and marketing activities.
- Assist in implementing marketing plans, cooperdination with third-party vendors, and organizing client events.
- Conduct initial client screenings to assess creditworthiness.
- Prepare business reports and marketing activity reports in a timely manner.
Underwriting and Portfolio Management (30%)
- Collect and spread financial statements for new and existing clients.
- Prepare accurate and timely financial analyses and stress tests to ensure proposed transactions comply with the Bank’s Creidt Policies, Procedures, and applicatable regulatory guidelines.
- Prepare Credit Recommendation Reports under the supervision of the Team Lead for credit approval.
- Assist Team Lead with loan closings, bookings, amendments, extensions, and renewals.
- Support ongoing portfolio management by a) completing annual and quarterly loan reviews; b) monitoring customer – related news and developments; c) tracking customers’ quarterly and annual compliance requriements.
- Ensure timely preparation and submission of initial creidt and loan documention files.
- Monitor loan protfolio quality and post-lending activities to ensure compliance with internal policies and regulatory requriements.
Risk Management and Quality Control (20%)
- Ensure all due diligence and background verification procedures are completed and approved prior to loan booking in accordance with the Bank’s policies and Branch guidelines.
- Monitor the performance of problem loans inclduing Profit & Loss activities, and prepare related reporits.
- Maitain current knowledge of the Bank’s Creidt Policies, Porcedures, regulatory requriements, and applicable compliance standards.
- Perform compliance and risk management resposibilities as assigned by the Team Lead and/or the Branch Management.
- Perform other duties and special projects as assigned by the Team Lead and/or the Branch Management.
Qualifications:
- Bachelor’s degree with major in Communication or Business Administration or Finance, Accounting, Economics or other related disciplines is required; a master degree is preferred.
- 3 years of work experience in Marketing, business promotion, event planning in any industries, or credit underwriting, credit risk and portfolio management in the banking industry.
- Excellent project management skills; ability to multi-task, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.
- Excellent analytical, interpersonal, verbal and written communication skills; good relationship management and development skills.
- Proficient in Microsoft Outlook, Word, Excel, and PowerPoint.
- High degree of professionalism, quality work and attendance.
- Bilingual in English and Chinese is a requirement.
Pay Range
Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.
:
USD $42,000.00 - USD $90,000.00 /Yr.