Manager, ALM Risk

The Commercial Bank PSQC

Birmingham, AL

JOB DETAILS
SKILLS
Analysis Skills, Asset Management, Balance Sheet, Bank Stress Testing, Banking Services, Capital Markets, Cash Flow, Commercial Banking, Compensation and Benefits, Data Quality, Documentation Models, Economic Development, Economics, Embedded Systems, Emerging Technology, Finance, Financial Liability, Financial Modeling, Financial Ratio, Funding, Futures, Global Financial Markets, Government, Interest Rates, Investment Services, Liquidity, Mathematics, Metrics, Mobile Applications, Operational Support, Process Modeling, Regulations, Reporting Skills, Risk, Risk Management, Risk Management Framework (RMF), Securities Lending, Stress Testing, Testing, Treasury
LOCATION
Birmingham, AL
POSTED
30+ days ago

Career Opportunities: Manager, ALM Risk (7678)

Requisition ID 7678 - Posted 05/10/2026 - CB Plaza

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About Commercial Bank

Commercial Bank, founded in 1975 and headquartered in Doha, plays a vital role in Qatars economic development by offering a range of personal, business, government, international and investment services. We believe in empowering our employees, providing them with opportunities for growth and professional development.

By Joining us, youll be part of a workplace culture that fosters innovation, supports work-life balance, and encourages you to reach your full potential.

Join us in shaping the future of banking!

Job Summary

We are looking for an ALM Risk Manager To conduct the analysis, monitoring and assessment on a wide array of market risk aspects and asset/liability management in order to facilitate administration of operations within the established risk appetite. Includes stress testing and financial modelling of banks assets and liabilities in order to help maintain adequate liquidity ratios and the implementation of a robust risk management framework.

Key Accountabilities & Responsabilities:

ALM Risk Analytics

Produce IRRBB metrics (EVE, NII sensitivity, repricing gaps) under normal and stress scenarios

Analyse cash flows for assets, liabilities and off-balance-sheet items

Apply assumptions for NMDs, prepayments, early redemptions and deposit repricing

Perform balance-sheet simulations under rate, funding and behavioural stresses

Support ALCO, IRRBB and ILAAP reporting

Liquidity & Funding Risk

Analyse funding profile, deposit stability and concentration risk

Prepare liquidity metrics inputs including cash-flow gaps and stress cash flows

Support scenario analysis for funding shocks and rollover risk

Analyse LCR and NSFR movements and key balance-sheet drivers

Support forward-looking and stressed LCR/NSFR projections

Regulatory & Methodology Support

Support maintenance of the IRRBB regulatory framework and methodologies

Assist with ALM model and process documentation for audit and regulatory reviews

Participate in stress testing and ICAAP/ILAAP quantitative support

ALM Systems & Data

Support daily operation and maintenance of FIS Balance Sheet Manager (BSM)

Assist in enhancing ALM analytics, scenarios and reporting capabilities

Support configuration, testing and implementation of curves, products and behavioural models

Perform data quality checks between source systems, ALM outputs and ALCO reports

Key competencies:

Technical Skills

Hands-on experience with ALM systems, ideally FIS Balance Sheet Manager (BSM)

Understanding of IRRBB concepts

Understanding of ILAAP framework and balance-sheet risk dynamics

Knowledge of bank funding instruments, deposits, loans and securities cash-flow behaviour

Familiarity with regulatory expectations for IRRBB, ILAAP and liquidity risk ratios

Knowledge of bank funding instruments and capital markets products, with understanding of deposits, loans and securities cash-flow behaviour, repricing dynamics and embedded optionality

Qualifications , Expereince:

Required Qualifications:

Bachelors degree in Economics, Mathematics, Engineering or a related quantitative discipline

Strong understanding of banking balance-sheet concepts, interest-rate fundamentals and cash-flow mechanics

Required Experience:

5 years of experience in ALM Risk, Treasury Risk, Market Risk or Balance-Sheet Analytics within a banking or financial institution.

Why Comercial Bank:

  • Best Performing Bank in Qatar in The Bankers prestigious Top 1000 World Banks Rankings 2025.
  • Best Digital Bank in the Middle East 2024 by World Finance and Best Mobile Banking App in the Middle East 2024 by Global Finance.
  • An Innovation-Driven, Digital-First Environment where employees work with the latest tools and technologies to redefine banking
  • Opportunities for Global Partnerships & International Exposure, connecting employees with global networks and perspectives.
  • A focus on Employee Well-being & Work-Life Balance, ensuring a healthy and supportive environment for all team members
  • Competitive Compensation & Benefits that ensure our employees are rewarded for their dedication and performance
  • A strong Commitment to Diversity, Equity & Inclusion, fostering a culture that values every individuals unique perspective

At Commercial Bank, we dont just offer careers, We shape futures by pioneering digital transformation in Qatars banking sector, blending digital-first approach to redefine banking through innovative solutions.

Disclaimer:

We appreciate your interest in joining CB! Please note that only selected candidates will be contacted for further steps in the hiring process.

This job posting is for informational purposes only, and CB reserves the right to modify, withdraw, or close it at any time without notice.

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About Commercial Bank

Commercial Bank, founded in 1975 and headquartered in Doha, plays a vital role in Qatars economic development by offering a range of personal, business, government, international and investment services. We believe in empowering our employees, providing them with opportunities for growth and professional development.

By Joining us, youll be part of a workplace culture that fosters innovation, supports work-life balance, and encourages you to reach your full potential.

Join us in shaping the future of banking!

Job Summary

We are looking for an ALM Risk Manager To conduct the analysis, monitoring and assessment on a wide array of market risk aspects and asset/liability management in order to facilitate administration of operations within the established risk appetite. Includes stress testing and financial modelling of banks assets and liabilities in order to help maintain adequate liquidity ratios and the implementation of a robust risk management framework.

Key Accountabilities & Responsabilities:

ALM Risk Analytics

Produce IRRBB metrics (EVE, NII sensitivity, repricing gaps) under normal and stress scenarios

Analyse cash flows for assets, liabilities and off-balance-sheet items

Apply assumptions for NMDs, prepayments, early redemptions and deposit repricing

Perform balance-sheet simulations under rate, funding and behavioural stresses

Support ALCO, IRRBB and ILAAP reporting

Liquidity & Funding Risk

Analyse funding profile, deposit stability and concentration risk

Prepare liquidity metrics inputs including cash-flow gaps and stress cash flows

Support scenario analysis for funding shocks and rollover risk

Analyse LCR and NSFR movements and key balance-sheet drivers

Support forward-looking and stressed LCR/NSFR projections

Regulatory & Methodology Support

Support maintenance of the IRRBB regulatory framework and methodologies

Assist with ALM model and process documentation for audit and regulatory reviews

Participate in stress testing and ICAAP/ILAAP quantitative support

ALM Systems & Data

Support daily operation and maintenance of FIS Balance Sheet Manager (BSM)

Assist in enhancing ALM analytics, scenarios and reporting capabilities

Support configuration, testing and implementation of curves, products and behavioural models

Perform data quality checks between source systems, ALM outputs and ALCO reports

Key competencies:

Technical Skills

Hands-on experience with ALM systems, ideally FIS Balance Sheet Manager (BSM)

Understanding of IRRBB concepts

Understanding of ILAAP framework and balance-sheet risk dynamics

Knowledge of bank funding instruments, deposits, loans and securities cash-flow behaviour

Familiarity with regulatory expectations for IRRBB, ILAAP and liquidity risk ratios

Knowledge of bank funding instruments and capital markets products, with understanding of deposits, loans and securities cash-flow behaviour, repricing dynamics and embedded optionality

Qualifications , Expereince:

Required Qualifications:

Bachelors degree in Economics, Mathematics, Engineering or a related quantitative discipline

Strong understanding of banking balance-sheet concepts, interest-rate fundamentals and cash-flow mechanics

Required Experience:

5 years of experience in ALM Risk, Treasury Risk, Market Risk or Balance-Sheet Analytics within a banking or financial institution.

Why Comercial Bank:

  • Best Performing Bank in Qatar in The Bankers prestigious Top 1000 World Banks Rankings 2025.
  • Best Digital Bank in the Middle East 2024 by World Finance and Best Mobile Banking App in the Middle East 2024 by Global Finance.
  • An Innovation-Driven, Digital-First Environment where employees work with the latest tools and technologies to redefine banking
  • Opportunities for Global Partnerships & International Exposure, connecting employees with global networks and perspectives.
  • A focus on Employee Well-being & Work-Life Balance, ensuring a healthy and supportive environment for all team members
  • Competitive Compensation & Benefits that ensure our employees are rewarded for their dedication and performance
  • A strong Commitment to Diversity, Equity & Inclusion, fostering a culture that values every individuals unique perspective

At Commercial Bank, we dont just offer careers, We shape futures by pioneering digital transformation in Qatars banking sector, blending digital-first approach to redefine banking through innovative solutions.

Disclaimer:

We appreciate your interest in joining CB! Please note that only selected candidates will be contacted for further steps in the hiring process.

This job posting is for informational purposes only, and CB reserves the right to modify, withdraw, or close it at any time without notice.

About the Company

T

The Commercial Bank PSQC