Manager, Business Analysis And Insights- Chargeback Operations- Sam''''''''s Club

• Own and evolve the chargeback operations and representment strategy across multiple business units and channels.
• Coordinate with analysts and cross-functional partners responsible for chargeback analysis, operational performance, and business insights.
• Analyze chargeback activity across channels to identify why chargebacks are occurring, emerging trends, root causes, and opportunities to reduce financial losses.
• Evaluate dispute outcomes, win/loss performance, and operational metrics to identify opportunities to improve results.
• Use chargeback data to identify potential fraud and emerging risk trends and translate findings into actionable business strategies.
• Develop reporting, forecasting, dashboards, and analytical frameworks that provide visibility into chargeback performance and support business decisions.
• Partner closely with Finance, Treasury, fraud and risk teams, business stakeholders, payment partners, and external vendors to execute chargeback strategies and initiatives.
• Manage external vendor relationships and evaluate vendor performance against business and operational expectations.
• Drive process improvements, automation, and AI-enabled solutions that improve efficiency, accuracy, and scalability.
• Partner with analysts and key stakeholders to support performance expectations, production goals, process improvements, and consistent execution.
• Communicate complex financial and operational insights in a clear, actionable way to business partners and leadership.

What You'll Bring

• Experience in chargeback operations, financial operations, payments, fraud, asset protection, risk, or a related field.
• Strong strategic mindset with the ability to build and evolve operational strategies using data, trends, financial insights, and business needs.
• Strong data analysis experience and the ability to identify patterns, investigate root causes, and translate complex information into actionable recommendations.
• Understanding of the broader financial and payments landscape, including how chargebacks and disputes affect business performance.
• Experience identifying fraud or emerging risk trends and using insights to influence strategy and operational decisions.
• Demonstrated experience leading, coaching, or developing analysts or other professional team members.
• Strong critical-thinking and problem-solving skills with the ability to navigate ambiguity and make informed decisions.
• Experience developing reporting, metrics, dashboards, or analytical frameworks to measure operational performance.
• Strong proficiency with Excel and experience with data visualization and analytical tools such as Tableau; experience leveraging AI or automation tools to improve processes is a plus.
• Strong partnership and communication skills with demonstrated ability to influence cross-functional stakeholders and work effectively with external vendors.
• Experience driving process improvement, automation, and operational efficiency in a fast-paced environment.
• Strong ownership and the ability to manage multiple priorities while maintaining attention to detail.

Preferred Experience

• Direct experience with chargeback representment or chargeback operations.
• Experience within financial operations, payments, fraud, risk, or asset protection.
• Experience working across omnichannel retail operations.
• Experience managing third-party vendors or payment-processing partners.
• Familiarity with Accertify or similar fraud, payments, or chargeback platforms.

At Sam's Club, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet!

• Health benefits include medical, vision and dental coverage
• Financial benefits include 401(k), stock purchase and company-paid life insurance
• Paid time off benefits include PTO, parental leave, family care leave, bereavement, jury duty, and voting. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.

For information about PTO, see https://one.walmart.com/notices.

• Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

Live Better U is a company paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.

For information about benefits and eligibility, see One.Walmart.

The annual salary range for this position is $70,000.00 - $130,000.00

Additional compensation includes annual or quarterly performance bonuses.

Additional compensation for certain positions may also include Regional Pay Zone (RPZ) (based on location).

At Sam's Club, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet!

• Health benefits include medical, vision and dental coverage
• Financial benefits include 401(k), stock purchase and company-paid life insurance
• Paid time off benefits include PTO, parental leave, family care leave, bereavement, jury duty, and voting. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.

For information about PTO, see https://one.walmart.com/notices.

• Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

Live Better U is a company paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.

For information about benefits and eligibility, see One.Walmart.

The annual salary range for this position is $70,000.00 - $130,000.00

Additional compensation includes annual or quarterly performance bonuses.

Additional compensation for certain positions may also include Regional Pay Zone (RPZ) (based on location). At Sam''s Club, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet!

• Health benefits include medical, vision and dental coverage
• Financial benefits include 401(k), stock purchase and company-paid life insurance
• Paid time off benefits include PTO, parental leave, family care leave, bereavement, jury duty, and voting. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.

For information about PTO, see https://one.walmart.com/notices.

• Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

Live Better U is a company paid education benefit program for full-time and part-time associates in Walmart and Sam''s Club facilities. Programs range from high school completion to bachelor''s degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.

For information about benefits and eligibility, see One.Walmart.

The annual salary range for this position is $70,000.00 - $130,000.00 Additional compensation includes annual or quarterly performance bonuses. Additional compensation for certain positions may also include Regional Pay Zone (RPZ) (based on location). The Manager, Business Analysis & Insights - Chargeback Operations will lead chargeback operations and strategy across multiple business P&Ls and channels at Sam's Club, with a strong focus on omnichannel operations. This role oversees the review and representment of eligible disputes through payment processors while using data and business insights to understand the drivers behind chargebacks, identify emerging fraud trends, and reduce financial losses. This manager will own and evolve the chargeback strategy, including vendor relationships, operational performance, reporting, analytics, forecasting, and process improvement. The role will partner closely with Finance, Treasury, internal business teams, and external vendors to strengthen chargeback processes and inform broader business decisions. This individual will coordinate with analysts and cross-functional partners, combining strong financial and analytical acumen with strategic thinking, critical problem-solving, and collaborative leadership. The role will also support automation and AI-enabled opportunities that improve efficiency, strengthen decision-making, and enhance chargeback operations. About the Team The Sam's Club Chargeback Operations team manages chargeback activity across multiple business units and channels. The team reviews and represents eligible disputes, analyzes chargeback drivers and outcomes, and uses data to identify opportunities to reduce losses and improve operational performance. The team operates at the intersection of financial operations, fraud risk, analytics, and business strategy. Team members partner across the organization and with external vendors to solve complex challenges, identify emerging risks, improve processes, and influence business outcomes. It is a highly collaborative environment where accountability, strategic thinking, and continuous improvement drive measurable results.