$130,000–$150,000 Per Year
Description
This role provides independent oversight for the Credit Union’s lending activities to ensure the individual credit decisions are consistent with established risk appetite and standards. This role delivers a rigorous “second line” review by leading a team of credit professionals responsible for challenging risk ratings, review and approve highly complex transactions and oversee the remediation and rehabilitation of problem credits. Through strong credit governance, disciplined portfolio surveillance, and an embedded culture of constructive challenge and collaboration, the role supports sustainable balance sheet growth while safeguarding asset quality and long-term credit performance.
Here's what you can expect from the job and what you need to be successful:
Job Duties
Essential Skills
- 5+ years of relevant experience credit risk oversight, complex transactions and remediation
- Minimum one-year experience as a people leader
- Expert-level ability to analyze complex financial statements, cash flow structures, collateral valuation, and credit reports
- Deep knowledge of the legal and operational aspects of collections, recovery, debt restructuring, and collateral liquidation
- Familiarity with data visualization tools (e.g., Power BI or Tableau) and ability to oversee technical staff utilizing SQL, R, Python
- Ability to maintain professional independence while collaborating with broader credit risk organization and the business
- Ability to articulate complex credit risks and mitigation strategies clearly to the Chief Risk Officer and first line business partners
- Required Education: Bachelor's degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree), advanced degree preferred.
Location: Hillsboro, OR 97124 | Marlborough, MA 01752 | (HYBRID)
Target Compensation: $130k - $150k + Annual Bonus
Benefits options include:
- Traditional medical, dental, and vision coverage
- Generous 401K match
- Paid Time Off (PTO): You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40-hours of sick time, and three personal days, which will refresh annually
- 11 paid federal holidays
- Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
What makes First Tech different? Click here to learn more! First Tech is not currently offering Visa transfer/ sponsorship for this position
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First Technology Federal Credit Union