Mechanicsville Consumer Loan Specialist

Colonial Farm Credit

Mechanicsville, Virginia

JOB DETAILS
SALARY
$47,000–$47,000
SKILLS
Accounting Close, Administrative Skills, Agriculture, Communication Skills, Construction, Consumer Loans, Customer Relations, Customer Support/Service, Detail Oriented, High School Diploma, Insurance, Loan Accounting, Loan Approval, Loan Closing, Loan Documents, Loan Operations, Loan Processing, Loan Review, Loan Servicing, Loans, Maintain Compliance, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft Word, Mortgage, Mortgage Lending, Multitasking, Operations Management, Organizational Skills, Paralegal, Post Closing, Presentation/Verbal Skills, Real Estate, Residential Construction, Residential Mortgages, Residential Real Estate, Team Player, Time Management, Writing Skills
LOCATION
Mechanicsville, Virginia
POSTED
Today

Employing Unit: Colonial Farm Credit

Position Title: Consumer Loan Specialist (Loan Processor)

Salary: $47,000+ commensurate with experience and qualifications
plus superb benefits package provided to all employees including up to 9% 401k contributions and profit-sharing program


Position Summary:
Colonial Farm Credit (www.colonialfarmcredit.com) is a member-owned agricultural credit cooperative and provides loans for:
* Farms and country homes
* Land purchase, home construction, and improvements
* Buildings, machinery, livestock and equipment
* Production capital for both full-time and part-time farmers
* Ag-related businesses


Consumer Loan Specialist

We have an excellent opportunity for a Consumer Loan Specialist to join our Mechanicsville team. Reporting to the Loan Operations Supervisor, this role is responsible for supporting Consumer loan processing, closing, and servicing activities, along with a variety of administrative and customer service functions.

Key Responsibilities
* Perform loan and accounting functions related to:
o Loan processing
o Loan closings
o Loan service activities (payments, disbursements, documentation)
* Collaborate closely with Relationship Managers (Loan Officers) to ensure timely and accurate loan closings following approval
* Prepare and review loan documentation to ensure completeness and compliance with Farm Credit procedures
* Manage post-closing activities and ongoing loan servicing responsibilities
* Provide professional customer service by:
o Answering incoming calls
o Greeting customers and visitors
o Responding to routine inquiries
o Directing callers and customers to appropriate resources
* Communicate effectively with attorneys, settlement agents, and borrowers throughout the loan closing process

Additional Information
* Farm Credit loans are retained within our portfolio for the life of the loan (not sold on the secondary market), allowing for a more relationship-focused approach to servicing.

What We're Looking For
* Strong attention to detail and processing/organizational skills
* Ability to manage multiple tasks and deadlines in a fast-paced environment
* Clear and professional communication skills, both written and verbal
* Customer service mindset and team-oriented approach

Education, Experience, and Requirements (Qualifications for Success)
* Minimum of three (3) years of experience processing consumer loans (home purchases, refinances, consumer construction, lot loans)
* Intermediate proficiency in Microsoft Office Suite, including Outlook, Word, and Excel
* Current Notary Public commission or ability to obtain commission upon hire
* Demonstrated ability to manage multiple tasks and work independently with minimal supervision
* Strong written and verbal communication skills, with the ability to interact effectively with customers and colleagues
* High level of discretion and ability to maintain confidentiality
* Exceptional attention to detail and accuracy
* Excellent customer service, telephone, organizational, and grammar skills
* Ability to successfully pass background screenings, including credit, criminal, driving, and drug tests
* Working knowledge of Farm Credit operations (preferred)
* High school diploma required; Associate degree in business or related field preferred
* Experience as a real estate paralegal and/or in consumer mortgage lending preferred, including familiarity with deeds, deeds of trust, mortgage notes, title insurance, and residential or acreage real estate transactions


Location: Mechanicsville Office, 7104 Mechanicsville Turnpike, Mechanicsville VA 23111


Supervisor: Amanda Weaver, Loan Operations Supervisor - Consumer Team


Applications Accepted Through: Sunday, May 31, 2026

EOE/D/V

About the Company

C

Colonial Farm Credit