MORTGAGE CLOSER I

As a Mortgage Closer I, your mission is to make sure every closing is done the right way: efficient, on time and fully compliant. You will be the go-to reference on closing, regulation and compliance for closers, processing and other stakeholders. Beyond the technical side, you will help build a positive, healthy and collaborative work environment, where people learn from each other and grow together.

Responsibilities

• Lead and review closings end to end: Closing Disclosures, settlement statements, title, insurance and final conditions.
• Be the team's technical reference on closing regulation and compliance (TRID, RESPA and state rules).
• Guide and train closers, post-closers  and other team members, sharing knowledge and best practices.
• Support processing and underwriting to solve issues before they reach closing.
• Review and improve our closing processes and controls to make them more efficient.
• Prepare and validate wires and funding, following internal controls.
• Help keep a healthy, respectful and collaborative team environment.

Requirements

• 5+ years of experience as a mortgage closer.
• Strong knowledge of mortgage regulation and compliance (TRID, RESPA, closing documents).
• Experience guiding or training other team members.
• Fluent English (written and spoken).
• Authorized to work in the U.S.
• Available to work on-site in Miami.
• Team player with a collaborative and respectful attitude.

Preferred Qualifications

• Experience with foreign national loans.
• Experience with non-QM, DSCR or commercial loans.
• Experience with remote closings and RONs.
• Experience in Initial loan disclosures and processing.
• Portuguese and/or Spanish.
• Florida Notary Public.
• Active use of AI tools.

Benefits

• Medical, Dental, and Vision Insurance (100% employer-paid coverage available).
• Company-paid Life Insurance.
• Company-paid Short-Term and Long-Term Disability coverage.
• 22 days of paid vacation annually.
• 56 hours of paid sick leave annually.
• 8 hours of paid personal time annually.
• 401(k) retirement plan with up to 5% employer match.
• Annual Short-Term Incentive (STI) bonus based on individual and company performance.

Recruitment Process

• Resume review.
• Initial screening call to discuss qualifications, experience, and role expectations.
• Interview with the Talent Acquisition team.
• Interviews with hiring leadership and key stakeholders.
• Employment offer.