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Skills
Coachingunmatched
Commercial Loansunmatched
Commercial Real Estateunmatched
Computer Skillsunmatched
Consultingunmatched
Corporate Bankingunmatched
Cross-Sellingunmatched
Customer Support/Serviceunmatched
Detail Orientedunmatched
Documentationunmatched
Fannie Mae (FNMA)unmatched
Freddie Mac (FHLMC)unmatched
High School Diplomaunmatched
Income Taxunmatched
Insuranceunmatched
Lead Generationunmatched
Licensingunmatched
Loan Processingunmatched
Loansunmatched
Maintain Complianceunmatched
Microsoft Excelunmatched
Microsoft Wordunmatched
Mortgageunmatched
Mortgage Lendingunmatched
Private Client Servicesunmatched
Production Controlunmatched
Real Estateunmatched
Regulationsunmatched
Retailunmatched
Retail Bankingunmatched
Willing to Travelunmatched
Description
SUMMARY: The primary purpose of this role is to source, qualify and originate 1-4 family, mortgage loans. While conducting this work the Loan Consultant will also be required to discover and refer cross-selling opportunities as necessary to partner divisions within the Bank (Trust, Insurance, etc.). Loan Consultants will also be responsible for coaching and training retail branch staff regarding mortgage loan products, referral cues and referral processes.
ESSENTIAL DUTIES and RESPONSIBILITIES:
Source, qualify and originate 1-4 family mortgage loans
Recognize and execute qualified cross-sell opportunities for other divisions such as Farmers Trust, Farmers Insurance, Commercial Lending and Private Client Services
Support and partner with assigned retail branch teams to assist clients and generate new mortgage opportunities
Develop and maintain profitable Centers Of Influence to help generate new business leads
Develop and maintain relationships within the real estate community
Collect, process and complete appropriate mortgage paperwork such as mortgage applications, tax statements, income data, etc.
Create and track various production and call reports on a monthly/quarterly/annual basis
Travel to multiple retail banking offices and client homes/offices on a daily basis
Generate new business leads through personal referrals and other centers of influence
Provide superior client service through meticulous attention to detail and to the client needs/wants
Ensure compliance with all government and regulatory requirements
Interview applicants and request specified information for loan application
Analyze applicant's financial status, credit, and property evaluation to determine feasibility of granting loan
Correspond with applicant or creditors to resolve questions regarding application information
Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.
Complete other duties as assigned
Regular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:
High School Diploma or G.E.D. required, Associate's Degree in business (real estate preferred)
Must be eligible for NMLS licensing or be currently licensed and in good standing
Minimum of 1 year experience in mortgage lending and/or processing
Thorough knowledge of Freddie Mac (FHLMC) and Fannie Mae (FNMA)
FHA/VA knowledge required
Proven understanding of mortgage terminology, documentation, and regulations
Proven organizational skills
Strong computer skills (Excel, Word)
E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran