Mortgage Loan Officer I Lubbock Region

Are you passionate about making a positive impact in the community you live in? Do you want to be on the forefront of paving the way to financial freedom for the members we serve? At GECU, our Core Values drive our Culture: Advocate, Integrity, Accountable, Dedicated and Passionate. Come grow your career with an award- winning team!

This is a job family. There are three levels to this position.

Level I

BASIC RESPONSIBILITIES

Responsible for the interviewing and qualifying of members for mortgage products.

TYPICAL DUTIES

Assists the Loan Department with required technical expertise with regard to mortgage products.

Conducts face to face and over the phone interviews to assist both members/realtors with mortgage applications.

Ensures all necessary documents are completed according to the guidelines of a specified product and orders necessary documents to include appraisals, surveys and insurance.

Reviews and submits loan requests with recommendations for manual underwriting and screens all referrals.

Sends Adverse Action Notice as required by federal law to members who do not meet loan program guidelines.

Maintains contact with members and realtors throughout the loan process and returns all calls within a timely response.

Coordinates closing dates with members, title companies and agents.

Basic knowledge of Mortgage Loan Servicing to include participation during escrow analysis.

Performs notary services.

Maintains a clean pipeline.

Reviews loanquoter/web applications and submits for approval.

Interacts with investors to provide members with niche products and government loans.

Attends various schools, seminars and workshops as may be necessary to maintain adequate knowledge of on-going changes in the industry.

Assist business development officer with home buying seminars and helps to establish good business relationships with the realtor's by participating in mortgage associations and helping with realtor seminars, open house and presentations.

Assists in training MSSO's from designated branches on quarterly basis.

Cross-sells other GECU products as well as services offered by MFS.

Maintain and understand compliance to ensure that work complies with GECU's established policies, procedures and applicable regulations, to include Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Member Identification Program (MIP), and Office of Foreign Asset Control (OFAC).

Other duties as may be assigned or required in connection with the general operation of the credit union.

Level II

Level III