Mortgage Loan Officer

Role To identify the financial needs of each member and recommend an effective credit union product solution. In addition, will provide mortgage and home equity lending information to members. Will be responsible for independent scheduling of appointments and the time to maintain a proper level of service to the members.

Responsibilities

• Answer questions and assist members with general mortgage and home equity questions or concerns either by telephone, in person, or by correspondence.
• Interview loan applicants to obtain required information for mortgage and/or home equity applications.
• Offer members products and services through the ACS system that will assist them in their financial lives.
• Review, evaluate, and analyze mortgage and home equity loans and make appropriate recommendations and decisions within lending guidelines and authority.
• Prepare and/or review all loan documents for completeness, accuracy, and compliance with policies, procedures, and applicable regulations.
• Setup, close, and disburse home equity and mortgage loans.
• Complete two Realtor visits per month to maintain a presence in the market and ensure smooth processing and troubleshoot potential areas of concern regarding mortgage lending channels.
• Service, maintain, and update mortgage and home equity files.
• Assist with other mortgage-related duties and perform other duties as assigned.

Knowledge & Skills

• Experience: One to three years of similar or related experience.
• Education: A high school education or GED.
• Interpersonal Skills:
• Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation.
• Discussions involve a higher degree of confidentiality and discretion requiring diplomacy and tact in communication.
• Other Skills:
  1. Must be able to work independently with minimal direction.
  2. Must possess excellent verbal and written communication skills.
  3. Must be able to use a PC and all types of general office equipment.
  4. Must have a working knowledge of word processing software, Excel, mortgage software, and the internet.
  5. Ability to make decisions with minimum information.
  6. Professionalism in appearance, dress, and attitude is a must.
  7. Must be eligible to register with the Nationwide Mortgage Licensing System & Registry (NMLS) and must maintain registration with NMLS as a registered Mortgage Loan Originator (MLO).
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     Position Type Full Time

     Hours 40 hours per week

     Location Position based in Malone and will be required to travel to Plattsburgh, Massena, and other branches as needed.

     Current Schedule

     • Monday - Thursday: 8a - 5p
     • Friday: 8a - 5p or 9a - 6p on a rotating basis
     • Saturday: 9a - 12p on a rotating basis

     Pay Range 23.42 - 27.42 per hour. Position also eligible for quarterly incentives and annual bonus. Actual starting salary will be determined based on skills, experience to the extent relevant, and other job-related factors consistent with applicable law.

     Benefits

     • Paid Time Off
     • Paid Holidays
     • 401K Plan
     • Medical, Dental, Vision
     • Flexible Spending Account Option
     • Life Insurance
     • Dependent and Spouse Life Insurance Options
     • Short Term Disability Insurance
     • Long Term Disability Insurance
     • Accident Insurance Options
     • Hospital Indemnity Insurance Options
     • Specified Disease Insurance Options
     • Pet Insurance
     • LegalID Shield Options
     • Employee Referral Program
     • Paid Volunteer Day
     • Employee Loan Discounts

     SeaComm is an Equal Opportunity/Affirmative Action Employer. Race, Color, Gender, Sexual Orientation, Gender Identity, Religion, National Origin, Disability, Veteran.