JOB DESCRIPTION
Mortgage Loan Officer - Raleigh, Rocky Mount, Louisburg, Smithfield, Greenville, New Bern, Halifax, Ahoskie, Williamston, Elizabeth City
Are you passionate about supporting agriculture and rural communities? Do you thrive in a relationship-driven environment where your analytical skills and customer service make a real impact? If so, we want to hear from you!
As a Mortgage Loan Officer at AgCarolina Farm Credit, you'll play a key role in the origination of home loans to existing and new customers. You'll be part of a culture that values mentorship, candid conversations, attention to detail, and timely decision-making-all in service of agriculture and rural communities.
What You'll Do:
- Market Farm Credit mortgage lending to real estate professionals
- Underwrite mortgage loans and make a credit decision
- Originates mortgage and consumer loans
- Determines the best loan product for the customer
- Utilizes Association broker network to choose the best loan option
- Promote an effective sales call plan to prospective customers and influencers that will build association business and expand market penetration
- Build and maintain strong customer relationships
What We Value:
At AgCarolina, we believe in:
- Customer Focus - Building strong relationships through responsiveness and professionalism
- Collaboration - Working closely with your team and other departments to deliver exceptional service
- Excellence - Bringing precision, organization, and integrity to everything you do
- Growth - Enjoying opportunities for development, innovation, and meaningful contribution
What We're Looking For:
- Bachelors degree in Business, Finance or Agriculture Economics
- At least 2 years of lending experience; mortgage lending preferred
- Registered with or eligible for registration under the Nationwide Mortgage Licensing System and Registry
- Possesses current awareness of the secondary market industry, as well as, economic and housing developments in the territory
- Understands Fair Credit Reporting Act and Mortgage Lending Rules
- Strong knowledge of mortgage lending software
- Strong analytical, judgment, and communication (oral and written) skills
- Ability to be assertive and decisive in making sound business decisions
- Demonstrates accuracy and attention to detail in gathering, reviewing, and submitting loan applications and supporting documentation
- Intermediate computer skills in Microsoft Office and Outlook
- Ability to travel within and outside AgCarolina's territory
- Quick learner, adaptable, and strong problem solver
- Ability to work independently under minimal supervision
- Maintains relationships with centers of influence, builders, realtors, other bankers and branch offices
Our Commitment:
When you join AgCarolina, you become part of The AgCarolina Way-a team rooted in service and purpose. Everything we do is driven by our mission to yield a prosperous future for our members and employees. In exchange for your time, talent, and commitment, we are committed to offering our employees:- Competitive base pay, and eligibility for incentive pay based on personal and Association performance
- Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
- Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
- A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
- Paid Time Off, plus 13 paid holidays annually
- Training and professional development opportunities, and defined career pathways for many roles
- Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
- Opportunities for work-life balance that includes employee appreciation and family events
- A great work environment with colleagues who have a shared commitment to our core values
- Opportunities for everyone to think and act like a leader, regardless of the position you hold
- A comprehensive wellness plan: we recognize that our greatest asset is our people-and for our people to perform at their best, they must be healthy and well.
AgCarolina Individual Comp