The Mortgage Loan Originator is responsible for developing and converting residential mortgage loan opportunities through a consultative, customer focused sales approach. This role serves as a trusted advisor to clients by identifying appropriate mortgage solutions, guiding borrowers through the loan process, and building lasting relationships that strengthen Central Bank's presence in the Branson community. Exceptional customer service, regulatory compliance, and collaboration with internal partners are critical to success in this position.
Convert mortgage loan prospects into closed loans using a consultative sales process that meets client needs and supports long term customer relationships.
Gather, complete, and submit required borrower documentation accurately and in a timely manner, utilizing both direct customer interaction and available online tools.
Maintain strong knowledge of mortgage products, loan documentation, compliance requirements, deal structuring, and applicable technology systems.
Develop and maintain purposeful relationships with referral partners through networking events, open houses, partner visits, and active community involvement.
Effectively manage time and workload to meet production goals, customer expectations, and internal deadlines.
Cross sell additional Central Bank retail and lending products to meet broader customer financial needs.
Ensure thorough knowledge and application of all compliance and regulatory requirements related to mortgage lending, including CRA, Fair Lending, and internal loan policies; complete all required compliance training.
Comply with all applicable banking regulations, including Bank Secrecy Act requirements and information security standards.
Attend meetings, training sessions, and bank sponsored events as required and perform other duties as assigned.
Central Bank has been serving the St. Louis metropolitan area for over 115 years. Since our inception we have been a conservative financial institution and have always focused on the basic business of making loans in and attracting deposits from the communities we serve. Today we still take the same approach to our business throughout the metropolitan area.
We offer local management, long-term stability and a full range of deposit and lending products and services coupled with a very personalized approach to providing financial services.
We are one of the top mortgage lending providers in the St Louis area with a knowledgeable and experienced group of loan officers and mortgage staff. Our commercial lending team has a long history of working with businesses to finance their needs today and as they grow in the future.
Central Bank offers a full range of online banking services including online bill pay, mobile check deposit, e-statements and a full complement of checking and savings products
Central Bank is a wonderful place to grow and develop your talent! We are more than a place to work, we encourage teamwork, community involvement, and a family environment rooted in respect and pride for each person who contributes to our success and the success of our customers.
Central Bank is family-owned. We refer to our team as our “Central Bank family.” This comes from a genuine appreciation for the people who dedicate their talent to our company’s success. Providing outstanding benefits is one of the primary ways we strive to be an employer-of-choice. Our overall compensation philosophy is based on pay for performance and ensures our employees are paid competitively. Our employees also have access to a comprehensive package of benefits, rewards and recognition.