Job Title: Mortgage Loan Originator (Remote)
Salary: Commission-based. Typical earnings range from $80,000 to $120,000+, depending on production and market. MLOs with our client average a closing every 1-1.4 offers made, leading the industry that typically averages 8 offers to close.
We are seeking an experienced and self-motivated Mortgage Loan Originator to join our remote team in New Jersey or Virginia. This role is ideal for a professional with an existing book of business who thrives in a flexible, performance-driven environment. As an MLO, you will guide clients through the home loan process—from consultation to closing—while building and maintaining relationships with borrowers and referral partners.
Consult with Borrowers: Pre-qualify clients, discuss loan options, and collect necessary documentation.
Manage Loan Files: Input and monitor files through the Loan Origination System (LOS), ensuring compliance and timely updates.
Communicate Effectively: Maintain consistent and proactive communication with clients, realtors, and partners via phone, email, and text.
Grow Referral Network: Attend realtor and industry events to expand and maintain your referral base.
Submit Complete Applications: Ensure all submissions are accurate, complete, and timely to prevent delays.
Track and Manage Pipeline: Monitor the status of all in-process loans and follow up with necessary parties daily.
Active Mortgage Loan Originator (MLO) license (NMLS)
Minimum 2 years of experience in mortgage lending or origination
Proven ability to self-generate leads or bring a current book of business
Proficient with LOS systems and general mortgage technology
Excellent communication and relationship-building skills
Self-disciplined, organized, and comfortable working independently in a remote setting
This is a 100% remote position, ideal for someone who is confident managing their own day-to-day schedule. While you're empowered to work independently, you may participate in occasional weekly or monthly check-ins with a Branch Manager depending on your location. Earnings potential is significant for those consistently closing loans above minimum production levels (~$750,000/month and up).
We are a nationwide mortgage lender committed to helping individuals and families achieve the dream of homeownership.