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JOB FUNCTION / SUMMARY:
Evaluates current loans and new loan proposals considered under a variety of community development programs; Specializing in loan programs designed for First-time Homebuyers and low to moderate income borrowers; Coordinates all loan proposals with appropriate lending groups.
ESSENTIAL DUTIES & RESPONSIBILITIES:
• Reviews and evaluates current loans to ensure compliance with terms; • Coordinates lending activities with others in the company. • Recommends changes and improvements to management in order to improve specialized lending programs for low to moderate income borrowers. • Provide input to marketing and advertising programs to ensure market awareness of the products and services available to low to moderate income borrowers. • Represents the company in various community development/outreach functions such as Homebuyer training classes, home buyer fairs, and other events. • Attend meetings sponsored by government and city municipalities that offer assistance to low to moderate income and first time homebuyers.
Keeping abreast of changes in federal and state banking regulations and ensuring that changes are implemented in a timely fashion. Specialize in Bond Programs, FHA loans, and down payment and closing cost assistance programs available to low to moderate income borrowers.
Performs other related job duties and special projects as assigned.
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