Mortgage Loan Originator

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Description

Wagon Hill Home Loans is hiring: Mortgage Loan Originator (Builder / Construction-to-Perm Specialist)

This is not a traditional mortgage role.

As the dedicated lending partner to Tilson Homes, you will operate at the intersection of homebuilding and mortgage banking-helping customers finance custom homes built on their own land. You will engage customers early in their journey-pre-qualifying them and understanding their financial goals before construction begins-and remain their trusted advisor through completion, ultimately delivering the permanent financing that pays off the interim construction financing provided by Tilson. This remote role offers a consistent flow of builder-referred business, deeper customer relationships, and the ability to differentiate through expertise-not just rate.

Requirements

What You'll Do:

• Engage Early & Pre-Qualify - Meet customers at the start of their homebuilding journey to assess qualifications and align financing with their goals.
• Own the Relationship - Serve as the primary mortgage advisor from initial consultation through closing.
• Execute Construction-to-Perm Loans - Structure and originate the permanent financing that replaces interim construction funding.
• Drive Confidence & Affordability - Clearly communicate options, payments, and strategies so customers can move forward with confidence.
• Partner with Builder Sales Teams - Collaborate with Tilson sales to integrate financing into the homebuying process and improve conversion.
• Ensure a Smooth Process - Coordinate with processing, underwriting, and closing to meet timelines and deliver a seamless experience.
• Maintain Compliance - Ensure all loans meet regulatory and company standards with accuracy and quality.

What Sets This Role Apart:

Early influence in the customer journey + full-cycle loan execution

Built-in lead flow from a builder partnership

Specialized focus in construction-to-perm lending

Direct impact on home sales and customer experience

What We're Looking For:

Experience: 2+ years in mortgage origination (construction or builder lending preferred)

Licensing: Active NMLS license (Texas required; additional states a plus)

Knowledge: Conventional, FHA, VA, and construction-to-perm lending

Consultative Approach: Ability to guide customers through complex decisions

Collaboration: Comfortable working closely with builder sales teams

Communication: Clear, proactive, and customer-first mindset

Why Wagon Hill Home Loans:

We believe financing should enable homeownership-not complicate it. In partnership with Tilson Homes, we provide a more thoughtful, transparent, and customer-focused lending experience tailored to how homes are actually built.