Mortgage Loan Originator

German American Bancorp, Inc.

whitehall, OH

JOB DETAILS
SKILLS
Analysis Skills, Bank Secrecy Act, Banking Services, Business Skills, Certified Public Accountant (CPA), Community Development, Construction, Corporate Compliance, Corporate Policies, Cross-Selling, Customer Support/Service, Customer/Client Research, Entrepreneurship, Fannie Mae (FNMA), Federal Housing Administration (FHA), Federal Laws and Regulations, Financial Analysis, Information/Data Security (InfoSec), Interpersonal Skills, Leadership, Loan Closing, Loan Operations, Loan Origination, Loans, Mortgage, Mortgage Lending, Mortgage Regulations, Needs Assessment, Production Volume, Real Estate, Real Estate Sales, Regulatory Compliance, Residential Mortgages, Retail, Sales, State Laws and Regulations, Stock Purchase Plans, Underwriting, United States Department of Agriculture (USDA)
LOCATION
whitehall, OH
POSTED
30+ days ago

Summary of Duties and Responsibilities We are looking for a sales-oriented mortgage professional to provide outstanding customer service in our mortgage lending division. As a Mortgage Loan Originator you will collect and analyze the customers financial profile and acting as a trusted advisor identify an appropriate mortgage product as well as other products and services to meet their financial needs. You also investigate and develop opportunities to attract new customers actively cultivating relationships with referral partners such as realtors builders bank colleagues attorneys former clients CPAs and others within your sphere of influence. What Youll Do A Day in the Life - Your focus will be the sales and origination of 1-4 single-family residential loans within predetermined guidelines and rates set forth by the Bank and its investors. Working with potential borrowers you will analyze their income assets and liabilities in order to identify appropriate mortgage programs and successfully pre-qualify them for financing. Throughout the lending process you will follow up with applicants and secure the necessary information to process underwrite and close the loan. As a goal-oriented person you will strive to consistently achieve volume andor unit production targets and cross-sell bank products where applicable. Aligned with German Americans core values you project a positive attitude and act with integrity at all times delivering best-in-class" customer service. You are a continual learner building on your industry knowledge and complying with pertinent state and federal laws and regulations the companys compliance policy and external compliance requirements including but not limited to the Bank Secrecy Act BSA.Youre Part of a Team - You are a member of the mortgage team which includes all mortgage lenders and operations staff. This role also has close ties with other business lines including retail commercial and the wealth advisory teams.You also represent German American in the community working toward community development and leadership through involvement in service civic organizations and community events and activities. What it Takes NMLS State License or Federal NMLS Registration or willingness and ability to obtain1 years experience in real estate mortgage or sales equivalentSkills in entrepreneurial and business developmentsales needs analysis - analyzing information regarding customer incomedebts etc. verbal written and interpersonal skillsKnowledge of Conventional VA USDA FHA FNMA and Portfolio underwriting guidelines mortgage compliance regulations business acumen and judgment- bank mortgage products policies and proceduresBonus PointsBilingualMultilingual What we can offer youMedical dental vision STD LTD Life insurance etc.17 days paid time off 11 paid holidays and bereavement leaveEducation Assistance ProgramPaid Parental Bonding LeaveWellness benefitsLife event coverageService awardsFinancial benefits including 401k match stock purchase plan and moreGreat deals on both national and local discounts on everything from computers and vacations to phones and retail shoppingLogo wear discountsFree checking account checks and discounted bank services

About the Company

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German American Bancorp, Inc.