Communication Skills, Detail Oriented, Documentation, Federal Housing Administration (FHA), Federal Laws and Regulations, File Management, Insurance, Loan Processing, Mortgage Lending, Mortgage Regulations, Organizational Skills, Real Estate Appraisals, Regulations, Residential Mortgages, Underwriting
Job Description
Mortgage Loan Processor (California – In-Office)
Location: In-Office – California
Employment Type: Full-Time
We are seeking an experienced Mortgage Loan Processor to join our in-office California team. The ideal candidate will have strong knowledge of California mortgage regulations and be comfortable managing loan files from disclosure through clear-to-close in a fast-paced environment.
Responsibilities:
- Process residential mortgage loans in compliance with CA and federal regulations
- Review borrower documentation for accuracy and completeness
- Issue initial disclosures and re-disclosures in accordance with TRID timelines
- Order and manage third-party services (appraisal, title, insurance, VOEs/VODs)
- Submit files to underwriting and clear conditions
- Maintain accurate loan notes in the LOS and communicate loan status clearly
Requirements:
- 2+ years mortgage loan processing experience in California
- Knowledge of Conventional, FHA, VA, and Jumbo products
- Familiarity with DRE and/or DFPI regulatory environments
- Strong understanding of TRID, RESPA, and mortgage compliance
- Experience with Encompass or similar LOS
- Detail-oriented with strong organizational and communication skills
What We Offer:
- Competitive compensation
- In-office team environment
- Growth and advancement opportunities
Company Description
Family owned, we have been the five time recipient awarding us "The Best of the Best" top 1% mortgage company in California.
Family owned, we have been the five time recipient awarding us "The Best of the Best" top 1% mortgage company in California.
H
Homeland Financial Network