Job Description
Benefits:
- Holiday pay
- Disability insurance
- Life insurance
- Maternity/Parental leave
- 401(k) with employer match
- Health insurance
- Paid time off
- Vision insurance
- Dental insurance
The Mortgage Processor is responsible for the execution and administration of residential mortgage loans from application through funding and post-closing. This position manages the mortgage pipeline, coordinates all operational aspects of the lending process, and ensures loan files are accurate, compliant, and completed on time.
The Mortgage Processor serves as a central point of coordination among borrowers, Relationship Managers, title companies, appraisers, realtors, underwriters, investors, and internal staff. This role combines advanced processing, closing coordination, secondary market support, reporting, and quality control responsibilities.
Key Responsibilities
- Manage residential mortgage files from application through closing, funding, and post-closing completion
- Review loan applications and supporting documentation for completeness, accuracy, compliance, and program eligibility
- Collect, organize, and verify borrower documentation, including income, assets, employment, credit, and collateral information
- Prepare and deliver required disclosures and loan documentation in accordance with regulatory requirements and bank procedures
- Order and manage title commitments, flood determinations, insurance, credit reports, and other third-party services
- Prepare loan packages for underwriting review and manage underwriting conditions through final approval
- Coordinate with borrowers, Relationship Managers, title companies, realtors, settlement agents, and other parties to ensure timely loan progression
- Prepare, review, and coordinate Closing Disclosures, closing packages, funding documentation, and post-closing requirements
- Coordinate loan funding, investor delivery, internal boarding, and file completion activities
- Maintain accurate records within loan origination, imaging, and reporting systems and generate mortgage pipeline and production reports
- Support audits, compliance reviews, quality control initiatives, and investor requirements
- Identify process improvements that enhance efficiency, service levels, and file quality
Qualifications
- Three to five years of residential mortgage processing, closing, underwriting support, or mortgage operations experience required
- Strong working knowledge of conventional, government, secondary market, and in-house mortgage lending programs
- Solid understanding of mortgage documentation, underwriting fundamentals, compliance requirements, and closing procedures
- Working knowledge of TRID, RESPA, consumer mortgage disclosures, and mortgage compliance standards
- Experience with loan origination systems, automated underwriting systems, imaging platforms, document preparation software, and Microsoft Office applications
- Demonstrated ability to independently manage a mortgage pipeline and meet production deadlines
Core Competencies
Advanced mortgage processing expertise
Workflow and pipeline management
Closing and funding coordination
Documentation review and quality control
Regulatory compliance awareness
Systems proficiency and data integrity
Problem-solving and issue resolution
Organization and attention to detail
Communication and relationship management
Continuous process improvement
Compensation
Competitive base salary with incentive opportunities tied to production, service quality, file accuracy, and operational performance
Reporting
Reports to designated lending management. Partners closely with Relationship Managers, compliance, loan administration, title companies, investors, and third-party service providers.
Ready to join a successful Nebraska company where you'll make a real difference?Elevate your career with Heritage Group!
Entry-level to Executive, we're always looking for great people. Respected third generation, family-owned banking, wealth management and insurance services company. Talented young management team committed to success. Build a long-term career with potential ownership opportunities. Your ambition and teamwork will be rewarded at Heritage!
Know (almost) nothing about insurance careers?
Check out insuremycareer.com for an introduction. Then call Sara Arnett at 308-583-2262 extension 1102 to explore how your skill set may be a fit at Heritage Insurance. Check out our current job postings while you're on this page as well!
Curious about banking and wealth management careers?
Explore our current job postings while you're here. Then give Jacob Arendt at call at 402-694-3136 extension 1022 to learn more about roles, responsibilities, and growth opportunities at Heritage Bank.
This franchise is independently owned and operated by a franchisee. Your application will go directly to the franchisee, and all hiring decisions will be made by the management of this franchisee. All inquiries about employment at this franchisee should be made directly to the franchise location, and not to IIAN Corporate.
Numbers & Facts
| Location | Hastings or Aurora, Nebraska |
| Industry | Banking |
| Company Size | 500 to 999 employees |
| Year Founded | 1927 |
| Website | https://www.heritagebanknw.com/ |
About Company
Our Mission:
We are committed to being the leading community bank in the Pacific Northwest by continuously improving:
- Customer Satisfaction
- Employee Empowerment
- Community Involvement
- Shareholder Value
Our Values:
- Trust:
We operate with honesty and integrity. - Professionalism:
We conduct ourselves in a professional and ethical manner with commitment and respect for others. - Service Excellence:
We are committed to high ethical standards and superior customer service. - Open Communications:
We communicate honestly and openly with one another, customers and shareholders. - Community Commitment:
We pride ourselves in being an active and enthusiastic participant in the communities we serve.
Skills
- Alliance/Partner Managementunmatched
- Bank Managementunmatched
- Credit Reportsunmatched
- Data Qualityunmatched
- Dental Insuranceunmatched
- Detail Orientedunmatched
- Disability Insuranceunmatched
- Document Imagingunmatched
- Documentationunmatched
- File Managementunmatched
- Fundingunmatched
- Governmentunmatched
- Health Insuranceunmatched
- Insuranceunmatched
- Life Insuranceunmatched
- Loan Fundingunmatched
- Loan Originationunmatched
- Loan Processingunmatched
- Loan Underwritingunmatched
- Loansunmatched
- Microsoft Officeunmatched
- Mortgageunmatched
- Mortgage Lendingunmatched
- Mortgage Regulationsunmatched
- Post Closingunmatched
- Problem Solving Skillsunmatched
- Process Developmentunmatched
- Process Improvementunmatched
- Quality Assuranceunmatched
- Quality Controlunmatched
- Real Estate Salesunmatched
- Record Keepingunmatched
- Regulatory Complianceunmatched
- Relationship Managementunmatched
- Residential Mortgagesunmatched
- Sales Managementunmatched
- Sales Pipelineunmatched
- Secondary Marketsunmatched
- Time Managementunmatched
- Underwritingunmatched
- Vision Planunmatched
- Wealth Managementunmatched
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