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Skills
Attorneyunmatched
Communication Skillsunmatched
Credit Unionunmatched
Fannie Mae (FNMA)unmatched
Federal Laws and Regulationsunmatched
Governmentunmatched
High School Diplomaunmatched
Insuranceunmatched
Loan Processingunmatched
Loan Underwritingunmatched
Loansunmatched
Microsoft Excelunmatched
Microsoft Wordunmatched
Mortgageunmatched
Mortgage Insuranceunmatched
Mortgage Lendingunmatched
Organizational Skillsunmatched
Presentation/Verbal Skillsunmatched
Real Estate Salesunmatched
Regulatory Complianceunmatched
Salesunmatched
State Laws and Regulationsunmatched
Underwritingunmatched
Writing Skillsunmatched
Description
Duties & Responsibilities
Provides members and Real Estate Lending personnel with quality mortgage loan processing according to the credit union's policies, practices, and procedures. Keeps abreast of all Fannie Mae underwriting guidelines as required.
Prepares loan underwriting package for submission to underwriter.
Obtains all needed deposit, income & employment verifications for loan packages.
Orders appraisals, if applicable, flood determinations, and private mortgage insurance.
Coordinates communications between members, realtor, attorney, seller, and appraisal management firm.
Requests payoffs and updated insurance declaration pages showing the desired mortgagee clause.
Complies with Credit Union Policies and Procedures, as well as regulatory compliance.
Provides back-up to other Real Estate Lending staff as needed.
Assumes other duties and responsibilities as required or assigned.
Skills & Qualifications
Education/Certification & Experience:
Minimum 4 years of experience processing conventional and government loans
High school diploma or equivalent
Knowledge of real estate lending criteria, compliance, and federal/state regulations
Skills/Abilities:
Excellent organizational, oral, and written communication skills
Ability to perform in a fast-paced environment typical of Mortgage Banking
Experience with Microsoft Word & Excel
Experience with Calyx Point, Meridian Link/Loans PQ, or Encompass Software