Mortgage Service Specialist

OC Federal Credit Union

  • Garfield Heights, Ohio
  • 12 days ago
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    Skills

    • Continuous Improvementunmatched
    • Disbursementsunmatched
    • Documentationunmatched
    • Escrowunmatched
    • Insuranceunmatched
    • Investment Servicesunmatched
    • Loan Payoffsunmatched
    • Loan Processingunmatched
    • Loan Servicingunmatched
    • Metricsunmatched
    • Mortgageunmatched
    • Mortgage Lendingunmatched
    • Mortgage Servicingunmatched
    • Past Due Accountsunmatched
    • Payment Processingunmatched
    • Reconciliationunmatched
    • Retailunmatched

    Description

    Job Summary: Mortgage Servicing Specialist supports the mortgage loan servicing functions. Ensures all documents are accurate and complete and monitors processes and makes recommendations for improvement.

    Essential Functions and Responsibilities:

    • Inputs the loans into the servicing system and verifies investor.
    • Makes loan payment processing and maintains a daily reconciliation of payments received and payments applied and insure variances are reconciled.
    • Monitors and balances escrow disbursement activity.
    • Process end of day transactions as required.
    • Process payments and payoffs including tax and insurance payments.
    • Prepare loan payoff quotes for the retail staff.
    • Assist with preparation of the HMDA report.
    • Together with the rest of the team, contribute solutions to continuously and proactively improve the financial health of our mortgage borrowers and anticipate the propensity of borrower delinquency.
    • Verify that loan balances reported by investors reconcile to servicing system.
    • Monitor and follow up on missing collateral documentation.
    • Assist with special projects as required.
    • Routinely report servicing operations and key servicing metrics.
    • All other duties as needed.
    • This job description is subject to change at any time.
     

    Numbers & Facts

    LocationGarfield Heights, Ohio

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