Mortgage Title Searcher

Mortgage Title Searcher

Reports to: Closing Department Senior Officer

FLSA Status: Non-Exempt | Supervisory Role: No

Why Join Us?

At Trustco Bank, we're committed to fostering a supportive and inclusive workplace where our employees can grow their careers. We believe that our people are our greatest asset and consider our employees as family. We value each team member's contribution and offer a supportive, collaborative work environment. If you have a knack for research and a commitment to accuracy, step into this essential role and help us build trust and security one title search at a time. Apply today to start your next chapter with our team.

We believe that investing in our employees means investing in the future of our company. As a valued team member, you will be eligible for a generous compensation and benefits package that includes: medical, dental and vision insurance, a health savings account with an annual employer contribution, a 401(k)-retirement plan with generous employer match, paid time off plus 11 paid federal holidays, training and professional development programs, tuition reimbursement, reduced fees and rates on certain loan products, and much more!

About the Mortgage Title Searcher Role

Are you a modern-day detective with a passion for property law and an eagle eye for historical details? We are seeking a meticulous and dedicated Mortgage Title Searcher to join our closing department team. In this vital role, you will be the expert responsible for uncovering the complete story of a property, ensuring clear titles and peace of mind for our customers.

Reporting to the Closing Department Officer, you will dive deep into public and private records, transforming scattered data points into a clear, legal description of ownership and history. Your precision guarantees smooth real estate transactions and safeguards our bank and borrowers from potential title issues.

Key Responsibilities

• The Records Detective: Expertly navigate physical and digital archives of town, city, and county offices, as well as private real estate companies, to compile exhaustive transaction and ownership histories.
• Data Compiler: Acquire vital maps, drawings, deeds of ownership, tax records, and boundary descriptions necessary for a complete legal profile of the property.
• Risk Mitigator: Research and investigate to identify any restrictions, liens, or issues limiting the use of the property, flagging concerns before they become problems.
• Collaborative Expert: Work closely with realtors, mortgage lenders, insurers, and public officials to clarify findings and confirm data accuracy.
• Responsible for Facilitating the recording of Mortgages for Closed Loans.
• Report Master: Use your findings to prepare accurate, well-written reports essential for title commitments, title insurance, and real estate transfers.

This job description is not exhaustive; duties and responsibilities may change at any time with or without notice.

Qualifications

Required

• A high school diploma or equivalent is required.
• At least one year of experience with real estate procedures and property record training.
• You must possess excellent organizational skills, strong research, analytical, and problem-solving abilities, and an impeccable attention to detail.
• Effective verbal and written communication skills are essential for collaborating with various stakeholders and preparing clear reports.
• Proficient with Microsoft Office Suite or related software.
• Fluent in English; bilingual a plus
• Access to reliable transportation

Preferred

• Prior experience in mortgage lending operations.

Schedule

Full-time position; Monday - Friday, 8:30 AM - 5:00 PM, including some Saturdays. Evening/weekend work may occasionally be required.

Physical Demands:

Primarily sedentary role involving standard office activities such as computer work, phone communication, and document handling.

Equal Employment Opportunity Statement:

Trustco Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability, or protected veteran status. This includes, but is not limited to, the following:

• Hiring, placement, upgrading, transfer, demotion or promotion
• Recruitment, advertising or solicitation for employment
• Treatment during employment
• Rates of pay or other forms of compensation
• Selection for training, including apprenticeship
• Layoff or termination

It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.