About this Role
Mortgage Home Loan Advisor (Commission-Only)
Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home. Read further to check out this opportunity.
In this Role
You Will:
• Sourcing leads for mortgage home loans • Meet with perspective borrowers to obtain loan applications • Explain application process, fees involved, and different programs available, etc. • Analyze perspective borrowers financial status, income, and debt by obtaining required paperwork needed for loan submission • Notify borrower of credit report appraisals ordered to determine feasibility of making a mortgage loan • Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns • Advise borrowers of underwriting decisions • Work with the borrower and underwriter to ensure all underwriting conditions are met • Work with both the processor and borrower if loan is denied about reconstructing loan under a different program • Coordinate loan closing, escrow, signing, ordering of loan documents, and assisting borrowers in the closing process
Qualifications
Competencies and Skills
To be successful in this role, you will need:
• A high school diploma or general education degree (GED) • One to two years related experience and/or training • Proficiency with Windows-based software • The ability to drive a car or obtain other reliable transportation (required) • The ability to speak, read, write, and effectively interpret documents and reports • Competent math skills • Registration under the Nationwide Mortgage Licensing System (NMLS) - required upon hire • Self-motivation and extreme attention to detail • The ability to thrive in a fast-paced, constantly changing environment