PO and Payments Domain Business Analyst

Tata Consultancy Services Ltd
  • Jersey City, NJ
  • $90,000–$130,000 Per Year
5 days ago

Job Description

Payments Business Analyst

We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.

Must Have Technical/Functional Skills

  1. Business & Functional Analysis
  • Gather, analyze, and document business requirements for payments initiatives
  • Translate business needs into clear functional specifications and user stories
  • Conduct gap analysis between existing and proposed payment systems
  • Create BRDs, FRDs, use cases, process flows, and functional specs
  1. Payments Domain Expertise
  • Work across key payments areas:

o Wire Payments (SWIFT, Fedwire, CHAPS)

o ACH / SEPA

o Real-Time Payments (RTP) / Faster Payments

o Cards & Merchant Payments

  • Understand end-to-end payment lifecycle:

o Initiation Validation Clearing Settlement Reconciliation

Domain Skills

  • Strong experience in Payments (mandatory)
  • Knowledge of:

o ISO 20022

o SWIFT messaging (MT/MX)

o Payment hubs / core banking systems

Salary Range- $90,000-$130,000 a year

#LI-CO1

#LI-SN1

Numbers & Facts

LocationJersey City, NJ
Salary$90,000–$130,000 Per Year

Skills

  • Business Analysisunmatched
  • Ecosystemsunmatched
  • Functional Analysisunmatched
  • Functional Requirements Document (FRD)unmatched
  • Gap Analysisunmatched
  • ISO (International Organization for Standardization)unmatched
  • Multiplatform/Cross-Platformunmatched
  • Payment Processingunmatched
  • Process Flowunmatched
  • Reconciliationunmatched
  • Use Casesunmatched

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