Portfolio Manager

The Portfolio Manager is responsible for managing the performing Agency portfolio consisting of Fannie Mae, Freddie Mac, HUD, and conduit loans in order to assess portfolio quality, identify areas of risk, evaluate long-term viability and performance, and proactively mitigate potential loss. 

Portfolio management serves as the first line of defense in managing and maintaining the credit quality of the portfolio. The Portfolio Manager will have the following duties and responsibilities, including but not limited to:

• Monitor quality, performance, and exit strategy of an assigned commercial loan portfolio
• Responsible for timely satisfaction and compliance with Investor requirements
• Client Relationships: Build and maintain relationships with Borrowers and Loan Guarantors for assigned portfolio; ensure timely responses and processing of requests; work in conjunction with underwriting and screening for any refinance opportunities
• Financial Analysis: For loans within assigned portfolio, perform quarterly analysis of property operations and borrower wherewithal; review any noted variances with the borrower; conduct market research and analysis relative to the assigned portfolio to determine how the asset is performing relative to competition; review budgets for accuracy and feasibility; identify potential weaknesses relative to property performance.
• Loan document review and interpretation to ensure Borrowers remain in compliance with loan covenants
• Property Physical Condition:  Evaluate physical property condition and overall maintenance of collateral; conduct physical property inspections; review third party inspection reports for accuracy and completeness; follow up on any observed deferred maintenance; ensure all immediate repairs, capital improvements, insurance losses, and rehabilitation items are completed on time and on budget.
• Borrower Consents and Requests:  Review and approve all draw requests for completion and accuracy prior to funding; review consents requests (such as insurance losses, easements, partial releases, management changes, etc.) to ensure completeness, compliance with the loan documents and appropriate investor guides; provide recommendations to management and investors.

Education: High school diploma or equivalent; Bachelor's degree in business, Finance, or a related discipline or equivalent work experience preferred.

Experience: 3+ years experience in finance or related field. Exposure to real estate, risk and financial analysis, valuation of commercial real estate properties, underwriting or asset management, client relationship management, distressed loan workouts, capital markets and property rehabilitations is desired.

Knowledge/Skills/Abilities:

• Advanced Microsoft Office Skills
• Strong analytical skills with high attention to detail and accuracy
• Strong organizational, time management, and prioritizing skills
• Excellent verbal, written, and interpersonal communication skills
• Ability to work independently and on teams in a fast-paced environment with strict deadlines
• Loan servicing system experience a plus

Travel: Quarterly

Arbor Realty Trust, Inc. offers a competitive base salary and discretionary bonus. The starting base salary range for this position is $70,000 to $90,000. The specific compensation that will be offered is based on an understanding of the hired candidates' qualifications at the time of hire. Employees are eligible for a discretionary bonus based on employee work performance reviewed during the course of the year. The total compensation package for this position will also include other elements, a full range of medical, and/or other benefits including 401(k) eligibility and paid time off benefits.

We are proud to be an equal opportunity employer and are committed to maintaining a diverse workforce and an inclusive work environment for our associates, customers and business partners. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability, ethnicity, pregnancy or any other legally protected status. We are committed to working with and providing reasonable accommodations to individuals with disabilities.