Product Management Senior Analyst

Description

Position Summary 

We are currently seeking a strategic and execution-driven Senior Analyst to join the Product Management team. This leader will be responsible for driving product innovation, enhancing customer value, and ensuring profitability across our credit card portfolio. The role requires deep knowledge of consumer lending, credit risk, and the competitive payments landscape as well as a strong understanding of managing a product’s value proposition to the customer and an eye for the future growth of credit card features and benefits. 

Summary of Essential Job Functions 

• Define and execute the strategic roadmap for credit card product development, aligning with business growth and profitability goals.
• Identify market opportunities, consumer trends, and emerging technologies to drive innovation.
• Recognize where existing products are not meeting expectations by leveraging data and assessing KPIs to recommend and implement product features, rewards, and pricing enhancements to drive customer satisfaction and improve profitability.
• Conduct competitive analysis and stay informed on regulatory, technological, and consumer behavior trends impacting the credit card space.
• Make actionable recommendations based on insights from product performance, strategy, future initiatives, and strategic goals.
• Preparing and delivering high-impact presentations to senior executives.
• Lead the design, implementation, and measurement of A/B/n tests to understand the incremental impact of product changes to the success of your product KPIs.
• Able to build good relationships and collaborate with key stakeholders from across the Bank in Finance, Risk, Fraud, and Marketing to ensure flawless delivery of testing initiatives or roll outs.
• Ensure the timely coordination and completion of projects.

Position Requirements 

• Bachelor’s Degree in Business or related field.
• 8+ years of experience in consumer credit cards, banking, or payments.
• 5+ years managing a team 
• Experience in translating complex data into clear narratives that influence product decisions and priorities.
• Able to build good relationships and collaborate with key stakeholders from across the Bank in Finance, Risk, Fraud, IT and Marketing to ensure flawless delivery of testing initiatives or roll outs.
• Ability to quickly assimilate and analyze large amounts of information.
• Sufficient self-confidence and ability to propose new ideas and solutions.
• Excellent leadership, communication, and stakeholder management skills.

Preferred

• Advanced degree
• Consumer credit card industry experience
• Expertise in credit card economics (interest income, interchange, rewards, fees).

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.