Property Adjuster

Safety Insurance is proud to be one of the leading property and casualty insurance providers in Massachusetts. We are committed to supporting independent agents and their customers through our unwavering dedication to excellence. Our success is built on a simple philosophy: deliver the highest quality insurance products at competitive rates while providing exceptional service at every step.

At Safety Insurance, we don't just offer jobs - we offer careers that are challenging, fulfilling, and designed to grow with you.

Our people are our greatest asset. A diverse workforce makes us stronger, more innovative, and better equipped to serve our customers. At Safety, we empower our employees to be their best by fostering an inclusive environment and offering resources that support their careers, education, and families. We also understand the importance of work-life balance. That's why we offer hybrid work options, flexible schedules, and a 37.5-hour workweek. Conveniently located in the heart of Boston's financial district, our downtown office is a positive space where employees can stay connected to both each other and the pulse of the city.

Safety's benefits go beyond the basics. In addition to competitive salaries, our comprehensive benefits package includes:

• Medical, vision, and dental insurance

• 3 weeks accrued PTO

• 100% matching 401(k) retirement plan

• 100% tuition reimbursement

• Free on-site fitness center

• Complimentary coffee and breakfast service

• …and much more!

Responsible for the fair and accurate disposition of property claims by determining coverage, applying policy terms and conditions, determining damages, and negotiating settlements

Duties:

Screens new losses according to projected cost of the loss, the complexity of the claim, and other predetermined criteria to determine if the claim will be handled over the telephone or assigned to an independent adjuster

• Investigates and settles desk adjusted claims
• Sets up claims
• Determines the likely cause of loss and damages
• Monitors the submission of supporting claim information from vendors, experts, and attorneys
• Reviews the policy to determine coverage and issues denials when appropriate
• Negotiates settlement of the claim
• Issues claim settlement checks
• Coordinates disposal of salvage
• Investigates and prepares claims for subrogation recovery
• Maintains current diary on all claims
• Investigates and monitors and settles independent adjusted claims
• Sets up claims and makes assignments to independent adjusters
• Reviews independent adjusters' reports and estimates for accuracy
• Performs other activities as directed

Qualifications:

• College degree or commensurate insurance experience required
• 1+ years of insurance experience required
• Experience using an automated claims system required