Escrow Officer - Job Summary: The Closer is responsible for final review of mortgage loan information, preparing closing documents, funding the file accurately and sending closing documents to the closing attorney. Responsibilities and Duties: Schedules loan closing, complies and types closing documents: Reviews approved mortgage loan to determine conditions that must be met prior to closing. -Ensures mortgage loans are funded accurately and in a timely manner. -Types closing documents for all transactions. -Assembles documents for delivery to title company, real estate broker, or lending officer for closing. -Ensures that appropriate disclosure documents have been assigned and are in the loan file. -Communicates with the Lender of the transaction to balance the Closing Disclosure form prior to closing to ensure all numbers are accurate. -Works with the Lender of the transaction to receive funding authorization to disburse funds to parties. -Responsible for clearance of all title requirements. -Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, fifas, taxes, outstanding utility bills, etc. -Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly. -Ensures that all items being paid at closing are paid in full via wire or overnight tracking in a timely manner. -Confirms legal documents to be recorded are accurate and total cost to record is collected at closing. -Confirms receipt of all incoming funds from borrower and lender. -Confirms outgoing funds for payoffs, seller proceeds and all checks cut for disbursements. -Ensures that all documents are properly executed by all parties involved with said transaction. -Ensures that all documents are presented to the parties of the transaction in a professional and secure manner. -Reviews all preclosing documents for accuracy; including; HOA letters, Taxes, Termite, HBW, Lender documents, Title Examination and Commitment of Title. -Reviews final closing documents and delivers the final file to the Post Closing department.. Experience with SoftPro is a plus. Experience in this role preferred We offer a competitive benefits package and compensation is commensurate with experience. Job Type: Full-time |
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| Website | https://www.mcmichaelandgray.com/ |
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