Real Estate Loan Processor

Join Texas First Bank!

Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and we’re dedicated to helping employees and communities thrive.

Text REPROCESSOR to (281) 688-6192 to apply and submit your resume!

Job Summary

The Loan Processor will primarily handle real estate loans, prepare disclosures and loan documents, and coordinate loan closing. We are a fast-paced department and must be able to monitor all activity in Salesforce and answer phone calls and emails quickly and efficiently.

Responsibilities and Duties

• Review credit applications and credit reports for accuracy and compliance concerning bank regulations.
• Prepare early disclosures that Federal regulators require.
• Responsible for ordering title searches, appraisals/evaluations, and surveys from third-party vendors.
• Prepare documentation for all new Real Estate loans, including modifications and extensions, utilizing the Bank’s internal software (FLO) and the Bank’s Attorneys.
• Record loans on the Bank’s system and prepare general ledger tickets for funding.
• Review credit approval packages for accuracy to ensure compliance with Bank policy, procedures, and guidelines.
• Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections.
• Primary contact for loan documentation-related questions for all internal personnel.
• Verify all insurance coverage before closings.
• Coordinate closings with Title Company.
• Provide pay-off statements as needed.
• Responsible for requesting the release of liens from Bank Attorneys as needed.
• Image and track customers’ financial information.
• Preparation of HMDA packages when required.
• Stay abreast of changes in Bank procedures and policies and bank regulations.

Job Skills and Qualifications

• High school diploma or equivalent required.
• Two years of Real Estate loan processing experience is preferred.
• Strong decision-making and organizational skills.
• Precise attention to detail.
• Ability to handle heavy volumes of work under pressure in a deadline-driven environment.
• Proficient multi-tasking and prioritizing skills.
• This job requires skills in a typical office environment. Knowledge of Microsoft Office is preferred.
• Standard work hours are Monday through Friday, 8:00 am to 5:00 pm, with occasional overtime.
• This is an onsite position.

Salary Grade 04

EOE/Disability/Veteran