Relationship Manager I Commercial Real Estate

City National Bank

New York, New York(remote)

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JOB DETAILS

SALARY

$78,970–$126,140 Per Year

JOB TYPE

Full-time

SKILLS

Accounting, Administrative Management, Analysis Skills, Bank Secrecy Act, Banking Operations, Banking Services, Brokerage, Commercial Loans, Commercial Real Estate, Communication Skills, Community Support, Credit Analysis, Cross-Selling, Customer Relations, Customer Support/Service, Dental Insurance, Economics, Entrepreneurship, Fair Lending, Finance, Financial Liability, Financial Services, Health Plan, Income Tax, Interpersonal Skills, Loan Closing, Loan Documents, Loan Policy, Loan Portfolio, Loan Structuring, Meet Sales Quota, Mortgage Lending, Needs Assessment, Negotiation Skills, Network Support, Operations Processes, Presentation/Verbal Skills, Problem Solving Skills, Quality Metrics, Real Estate, Real Estate Appraisals, Referenceable Customers, Regulatory Compliance, Regulatory Requirements, Relationship Management, Reporting Skills, Resolve Customer Issues, Revenue Growth, Risk Analysis, Sales, Sales Prospecting, Tax Accounting, Time Management, Underwriting, Vision Plan, Writing Skills

LOCATION

New York, New York

POSTED

8 days ago

Overview:

RELATIONSHIP MANAGER I COMMERCIAL REAL ESTATE

WHAT IS THE OPPORTUNITY?

This person is responsible for building and maintaining a profitable loan portfolio including selling related bank products and services. This may be accomplished through identifying and promoting solutions to fulfill client needs, obtaining referrals from existing customers, and maintaining an active calling program. It is important that this person understand the benefits of building relationships with clients that may include various CNB internal business partners and their services and products, as appropriate.

WHAT WILL YOU DO?

Identifies develops and builds profitable relationships with prospects and clients consistent with the objectives of the Bank. Pro-actively works to ensure the credit quality standards of the Bank are maintained.
Develops relationships and supports other CNB departments and colleagues to provide client and prospect solutions. Participates in community activities as a representative of CNB, promoting and attracting new colleagues and clients.
Manages a portfolio of relationships. Proactively monitors portfolio for ongoing credit quality, credit renewal, and adherence to policy. Insures accurate and timely risk identification. Works in cooperation with the appropriate team member and/or client to resolve issues and prevent potential financial liability/loss.
Works with Regional Manager, Credit Manager and Credit Administration to negotiate, structure and underwrite credit transactions that meet client needs and are consistent with the credit quality standards and operational compliance requirements of the Bank. Monitors the loan documentation process and closes the loan.
Expands portfolio and grows revenue through calls on existing and potential clients to determine their financial needs and provide solutions.
Identifies and collaborates with other CNB product experts to achieve cross-sell goals and helps solidify the client relationship.
Establishes a referral network through existing relationships and calls on prospective clients and industry experts including lawyers, accountants and brokers.
Develops a strong understanding of clients and Real Estate Industry to assist in customer calling efforts. Maintains awareness of competitive products, practices, rates and changes in market conditions.
Calls on and collaborates with existing clients to determine their financial needs and offers solutions, many of which will result in additional cross-sales.
Develops relationships and supports other CNB departments and colleagues to provide clients and prospects the solutions recommended.
Proactively monitors portfolio for ongoing credit quality, credit renewal, and adherence to policy. Insures accurate and timely risk identification. Works in cooperation with the appropriate team member to resolve issues and prevent potential financial liability/loss. Works with clients to develop solutions to minimize loss exposure.
Prepares reports for management.
Supports other CNB departments and colleagues.
Represents the Bank by actively participating in outside civic and community affairs, business and industry-related organizations, and other professional activities as appropriate.
May serve as a product specialist to Relationship Managers in other business units.
Complies fully with all Bank Operational and Credit policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, Code of Conduct, etc.).
Completes all required training.

WHAT DO YOU NEED TO SUCCEED?

Required Qualifications*

Bachelor's Degree or equivalent
Minimum of 2 years commercial real estate lending experience.
Minimum 1 year financial and income tax analysis experience.

Additional Qualifications

Bachelor’s or masters degree with broad studies in the areas of Business, Finance, Economics and Accounting and real estate lending experience.
Strong understanding of all products and services applicable to target client segment.
Superior knowledge of commercial real estate finance, appraisal, credit policies and procedures, and bank operations policies and procedures.
Excellent client servicing and sales skills. Excellent credit analysis and accounting skills.
Ability to work autonomously in making sound business decisions commensurate with experience and level of authority.
Strong interpersonal, verbal, and written communication skills.

WHAT'S IN IT FOR YOU?

Compensation

Starting base salary: $78,970 - $126,140 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
Generous 401(k) company matching contribution
Career Development through Tuition Reimbursement and other internal upskilling and training resources
Valued Time Away benefits including vacation, sick and volunteer time
Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
Career Mobility support from a dedicated recruitment team
Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks.

ABOUT US

Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

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About the Company

City National Bank

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