Mortgage Loan Officer
Remote • California | Idaho | Utah | Texas | Colorado
The Opportunity
This is a remote mortgage origination opportunity with a growing independent lender that has built a platform designed to support high-performing loan officers. If you are a producing MLO with an established referral network and the drive to build something of your own, this role offers the autonomy, resources, and uncapped earning potential to do exactly that. You will not be micromanaged here — you will be trusted to perform.
What You Will Do- Serve as the primary point of contact for borrowers from initial consultation through loan closing, delivering a smooth and transparent experience at every stage
- Evaluate each client’s full financial picture — credit, income, assets, and goals — to identify the right loan structure and product fit
- Originate across a range of product types including conventional, fixed-rate, FHA, VA, and USDA loan programs
- Gather, organize, and review all required documentation to prepare complete and accurate loan applications
- Stay in close contact with processors, underwriters, and all parties to the transaction to keep the process moving and keep clients informed
- Maintain strict compliance with applicable federal, state, and lender guidelines without allowing regulatory requirements to erode the client experience
- Proactively develop new business through referral relationships, community presence, and personal marketing — this is not an inbound seat
- Cultivate and protect long-term referral partnerships with real estate professionals, builders, and other financial service providers in your market
What We Are Looking For- Active NMLS licensure in one or more of the following states: California, Idaho, Utah, Texas, or Colorado; multi-state licensing is a competitive advantage
- A minimum of two years of hands-on mortgage origination experience with a verifiable production history
- At least two years of direct experience originating fixed-rate mortgage products
- Solid command of mortgage guidelines across conventional, FHA, VA, and USDA product types
- An active book of referral relationships — agents, builders, or financial professionals who send you business — that you can bring to this platform
- Strong written and verbal communication skills, with the ability to translate complex loan terms into clear guidance for clients
- A self-directed working style and the organizational discipline to manage a full pipeline remotely without day-to-day supervision
- Sales instinct and relationship-building ability backed by a consistent track record of closing
Compensation
Earnings are commission-based and directly tied to production. There is no cap. Top producers in this model are well-compensated, and the platform is structured to help you get there.
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Alura Workforce Solutions