The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies, investor guidelines, and regulatory requirements. This role focuses on reviewing lower-complexity documents while building expertise in credit analysis, risk assessment, and underwriting best practices. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.
What You'll Do
Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
Identify when a file deviates from standard requirements and escalate when needed
Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
Ensure loans follow investor and company policies, SOPs, and compliance rules
Maintain acceptable turnaround times and service-level expectations
Review corporate documentation for entity borrowers
Research property taxes to determine appropriate escrows
Review title commitments to ensure alignment with company and investor guidelines
Confirm all lending conditions are met prior to closing
Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume
Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
Provide excellent customer service throughout the underwriting process
Collaborate cross-functionally to support efficient workflows and process improvements
Completing other responsibilities and duties as assigned based on business needs
Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT
Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST