Remote Senior Loan Officer Assistant

Apply today if you're ready to bring your mortgage expertise to a high-performing team and make an impact from day one.

NOW HIRING: Remote Senior Loan Officer Assistant (LOA)

Location: Remote (U.S.)

Pay: $75,000 Base Salary + $110 per Closed Loan File

Schedule: Full-Time | Eastern Time Zone Hours

CornerStone Staffing is seeking experienced Remote Senior Loan Officer Assistants for a growing mortgage organization. This is an excellent opportunity for mortgage professionals who have strong income calculation skills, understand mortgage guidelines, and thrive in a fast-paced environment supporting Loan Officers and borrowers throughout the loan origination process.

Compensation & Benefits

Compensation

• Base Salary: $75,000 
• Additional Compensation: $110 per closed loan file
• Salary offer determined by experience and qualifications

Benefits

• Paid Time Off (PTO)
• 401(k)
• Health Insurance

Schedule

• Standard schedules typically align with Eastern Time Zone business hours (9:00 AM – 5:00 PM EST)
• Some positions may require
• Weekend availability
• Later shifts (approximately 2:00PM-8:00PM EST
• Schedule flexibility may be available based on business needs

Key Responsibilities

• Calculated borrower income and debt-to-income (DTI) ratios to ensure loan eligibility and compliance with underwriting guidelines.
• Reviewed and interpreted Fannie Mae, Freddie Mac, and FHA lending guidelines to accurately structure and process residential mortgage loans.
• Evaluated income, assets, liabilities, credit reports, and supporting documentation to determine loan qualification under Conventional and FHA loan programs.
• Applied Fannie Mae (FNMA) and Freddie Mac (FHLMC) eligibility requirements to identify and resolve documentation or underwriting issues prior to submission.
• Verified borrower documentation and calculated qualifying income for salaried, hourly, self-employed, bonus, commission, and overtime borrowers.
• Collaborated with Loan Officers and Underwriters to address DTI concerns, clear conditions, and maintain compliance with agency guidelines.
• Reviewed automated underwriting findings (DU/LP) and ensured loan files met Fannie Mae, Freddie Mac, and FHA requirements prior to closing.
• Maintained current knowledge of agency guideline updates to ensure accurate loan processing and regulatory compliance.

Qualifications

• Previous mortgage industry experience required
• Strong income calculation experience required
• Solid understanding of mortgage guidelines and loan structuring
• Ability to analyze financial documentation and determine borrower eligibility
• Strong verbal communication skills and willingness to proactively make outbound calls
• Excellent organizational and time management skills
• Ability to work independently in a remote environment
• Experience managing multiple files and deadlines simultaneously

LEGAL NOTICE

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