Risk Management - Auto Private Label Captive Finance & Leasing Risk - Vice President

As a Vice President for Auto Private Label Captive Finance & Leasing Risk in the Consumer & Community Bank (CCB), you will play a critical role providing independent risk oversight for the Chase Auto business across private label captive finance and leasing. You will deliver strategic, data-driven risk support by analyzing market and portfolio trends and monitoring lease residual performance as well as overseeing key leasing processes and relevant accounting frameworks. You will manage executive and regulatory reporting and partner closely with cross-functional stakeholders (including Finance, Risk, and OEM-facing client teams) and external industry partners to support fact-based decisions while appropriately balancing risk/reward trade-offs. This is an exciting opportunity to work on highly impactful strategic initiatives in a fast-paced environment, requiring creative problem solving, strong relationship management, and the ability to deliver clear, senior-ready insights.

Job Responsibilities

• Serve as the second line of defense for Chase Auto's leasing portfolio, providing independent oversight and effective challenge across key leasing processes
• Act as the risk liaison for leasing and residual value risk, partnering closely with OEM-facing client teams and stakeholders across Finance, Risk, Legal/Compliance, Operations, and Technology
• Influence discussions by providing Auto Risk point of view related to onboarding new partner relationships
• Monitor leasing portfolio performance, including residual value setting and comparisons of origination values versus realized sale values
• Analyze trends and synthesize data to support risk management decisions and strategic recommendations
• Provide oversight of lease processes, relevant accounting frameworks, and controls
• Prepare and manage executive and regulatory reporting, including senior-ready materials and timely updates to governance forums
• Participate in meetings with external residual value vendor partners and internal risk committees; communicate findings clearly and credibly
• Ensure compliance with the firm's risk and control framework while identifying opportunities for control and process enhancements

Required qualifications, capabilities, and skills

• Bachelor's degree in a quantitative or business discipline (or equivalent experience)
• 5+ years of relevant experience in consumer lending risk, auto finance/leasing, portfolio risk, and/or analytics
• Experience with consumer lending products (e.g. Auto loan, Mortgage)
• Strong analytical skills and attention to detail; proficiency with Excel, Tableau, or similar analytical tools
• Strong technical and statistical skills. Ability to synthesize / analyze diverse information, develops recommendations, and make decisions
• Strong communication, collaboration, and stakeholder management skills; ability to influence across functions and seniority
• Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects
• Strong communication and interpersonal skills, ability to interact with individuals across departments / functions and with senior-level individuals.

Preferred qualifications, capabilities, and skills

• Experience with residual value risk and performance analysis
• Familiarity with risk share agreements, remarketing concepts
• SQL and/or a programming language (Python/R) for data manipulation and analysis

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans