SBA Business Development Associate

Columbia Bank

Irvine, CA

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JOB DETAILS

SALARY

$65,519.70–$85,500 Per Year

SKILLS

Bank Secrecy Act, Banking Regulations, Business Banking, Business Development, Cash Flow Projection, Communication Skills, Computer Skills, Credit Analysis, Credit Risk, Financial Analysis, Financial Statements, Follow Through, Loans, Microsoft Excel, Microsoft Word, Organizational Skills, PC Software, Presentation/Verbal Skills, Production Support, Regulations, Regulatory Compliance, Small Business, Tax Returns, Time Management, Transaction Processing/Management, Underwriting, Willing to Travel, Writing Skills

LOCATION

Irvine, CA

POSTED

2 days ago

About the Role:

Supports increased loan production by the BDO staff by facilitating timely review and processing of new potential loan applications to ascertain credit worthiness. Communicate with BDO and/or applicant to ensure all items needed to submit the application are obtained. Organize the file and ensure the application package is complete and accurate. Order and review credit reports and other required reports. Communicate with credit, closing and BDO during the entire process to coordinate receipt of information required at various stages.

+ Analyze financial statements, tax returns and relevant data provided by a potential applicant and makes recommendations as to file status.

+ Develop a list of items needed to complete an assessment of the credit worthiness and SBA eligibility of the loan request.

+ Coordinate communication among multiple parties to follow through for needed information at various stages throughout the loan process, including obtaining credit and other required reports and ordering appraisals and environmental reports.

+ Prepare submission Checklist, Workbook and Credit Memo summarizing the business and the request for credit.

+ Responsible for addressing all obvious credit issues in the write up and ensuring the Credit Memo accurately represents the business and the requested loan.

+ Responsible for submitting a complete and accurate loan application package to the credit center.

+ Facilitate transfer of information (written and verbal) between multiple groups and keeping track of items received and those still needed.

+ Oversee multiple transactions concurrently to ensure all active loan applications are moving forward and current status is reported on the Pipeline Report.

+ Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.

+ Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.

+ Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.

+ May be asked to coach, mentor, or train others and teach coursework as subject matter expert.

+ Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.

+ Takes personal initiative and is a positive example for others to emulate.

+ Embraces our vision to become “Business Bank of Choice”

+ May perform other duties as assigned.

About You:

+ Bachelor's Degree in relevant field (preferred)

+ 4 years — of relevant credit analysis or underwriting experience required for higher levels. (Required)

+ Ability to work effectively with individuals and groups across the company to manage internal and external customer expectations.

+ Proficient with personal computers and related software packages such as Word and Excel.

+ Strong credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience.

+ Intermediate knowledge of SBA Policy and Procedures.

+ Possess excellent organization skills.

+ Demonstrate written and verbal communication skills.

Travel Requirements

+ Occasional

The pay range for this role is $65,519.70 - $85,500.00.

The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Primary Location: Ability to work fully onsite at posted location(s).

17901 Von Karman Avenue Suite 700 Irvine CA 92614

Our Benefits:

We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity:

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com .

To Staffing and Recruiting Agencies:

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

About the Company

Columbia Bank

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