SBA Business Development Associate

Responsibilities Supports increased loan production by BDO staff by facilitating timely review and processing of new potential loan applications to ascertain credit worthiness.Communicates with BDO and/or applicant to ensure all items needed to submit the application are obtained.Organizes the file and ensures the application package is complete and accurate.Orders and reviews credit reports and other required reports.Communicates with credit, closing and BDO during the entire process to coordinate receipt of information required at various stages.Analyzes financial statements, tax returns and relevant data provided by a potential applicant and makes recommendations as to file status.Develops a list of items needed to complete an assessment of the credit worthiness and SBA eligibility of the loan request.Coordinates communication among multiple parties to follow through for needed information at various stages throughout the loan process, including obtaining credit and other required reports and ordering appraisals and environmental reports.Prepares submission Checklist, Workbook and Credit Memo summarizing the business and the request for credit.Addresses all obvious credit issues in the write-up and ensures the Credit Memo accurately represents the business and the requested loan.Submits a complete and accurate loan application package to the credit center.Facilitates transfer of information (written and verbal) between multiple groups and keeps track of items received and those still needed.Oversees multiple transactions concurrently to ensure all active loan applications are moving forward and reports current status on the Pipeline Report.Demonstrates compliance with all bank regulations for assigned job function and applies knowledge gained through coursework and on-the-job training.Keeps up to date on regulation changes and follows all Bank policies and procedures, compliance regulations, and completes all required annual or job‑specific training.Maintains a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security, and other applicable regulations.May coach, mentor, or train others and teach coursework as a subject‑matter expert.Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.Takes personal initiative and acts as a positive example for others to emulate.Embraces the vision to become “Business Bank of Choice” and may perform other duties as assigned.Qualifications Bachelor's Degree in a relevant field (preferred).4 years of relevant credit analysis or underwriting experience (required for higher levels).Ability to work effectively with individuals and groups across the company to manage internal and external customer expectations.Proficient with personal computers and related software packages such as Word and Excel.Strong credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience.Intermediate knowledge of SBA Policy and Procedures.Excellent organization skills.Strong written and verbal communication skills.Occasional travel required.Eligibility for performance‑based incentive compensation.Pay range: $65,519.70 - $100,000.00.Primary location: Ability to work fully onsite at 17901 Von Karman Avenue Suite 700 Irvine, CA 92614.Benefits Competitive total rewards package including base wages and comprehensive benefits.Eligibility for health, dental, and vision plans; 401(k) retirement savings plan with employer match; life and disability insurance; tuition assistance; mental health resources; identity theft protection; legal support; auto and home insurance; pet insurance; online discount marketplace; paid vacation, sick days, volunteer days, and holidays.Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.Equal Employment Opportunity Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics.#J-18808-Ljbffr