Why Work at Bank First
At Bank First, we're not just a bank-we're a community. Consistently ranked among the top-performing banks in the U.S. and Wisconsin, and recognized by American Banker as one of the "Best Banks to Work For". We combine professional excellence with a culture that truly values people. When you join Bank First, you're joining a team that invests in your growth, supports your well-being, and celebrates your contributions.
Why You'll Love Working Here
Imagine a workplace where:
- Your career growth is supported through training, mentoring, and advancement opportunities
- Flexibility allows you to balance work and life without compromise
- Your contributions directly impact guests and communities you care about
- You're part of a culture built on respect, collaboration, and empowerment
At Bank First, you don't just fill a role-you make a difference. Every interaction matters, and every team member helps shape the experience our guests love.
About the Role: Senior Bank Secrecy Act Analyst
This senior-level position is responsible for conducting and leading complex BSA/AML and fraud investigations, ensuring regulatory compliance, supporting multi-state operations, and mentoring junior analysts. The Senior BSA Analyst serves as a subject matter expert within the BSA function and contributes to the Bank's safe and sound growth by identifying, assessing, and mitigating financial crime risk.
Key Responsibilities
BSA/AML Compliance & Investigations
- Conduct complex BSA/AML investigations, including high-risk customer activity, unusual transaction patterns, and multi-account relationships.
- Prepare, review, and file Suspicious Activity Reports (SARs) ensuring timeliness, accuracy, and strong regulatory documentation.
- Perform advanced Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews, particularly for higher-risk customers and commercial relationships.
- Conduct ongoing reviews of customer risk ratings and ensure alignment with the Bank's risk-based approach.
- Oversee accurate and timely preparation of Currency Transaction Reports (CTRs)
- Prepare and review Designation of Exempt Persons (DOEP) and conduct annual exemption reviews.
Monitoring & Quality Control
- Review and disposition complex transaction monitoring alerts beyond initial triage.
- Provide oversight and quality assurance of alert dispositions completed by junior analysts.
- Recommend enhancements to monitoring parameters and investigative processes to support a growing multi-state institution.
- Assist in maintaining documentation standards to ensure regulatory defensibility.
Regulatory & Enterprise Support
- Support regulatory examinations and internal audits, including preparation of documentation and responses to examiner inquiries.
- Contribute to the BSA/AML and OFAC risk assessments, particularly as the Bank expands products, services, and geographic footprint.
- Assist the BSA Supervisor in updating policies and procedures to reflect regulatory changes and operational growth.
- Serve as a liaison between BSA Compliance and other departments, providing guidance and training to enhance first-line awareness.
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