Senior Business Analyst IT – Mortgage Loan Origination and Servicing

Pennsylvania Housing Finance Agency

  • Harrisburg, Pennsylvania
  • 6 days ago
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    Skills

    • Acceptance Testingunmatched
    • Agile Programming Methodologiesunmatched
    • Analysis Skillsunmatched
    • Automationunmatched
    • Business Analysisunmatched
    • Business Operationsunmatched
    • Business Processesunmatched
    • Business Supportunmatched
    • Computer Scienceunmatched
    • Customer Experienceunmatched
    • Customer Relationsunmatched
    • Data Analysisunmatched
    • Data Miningunmatched
    • Document Managementunmatched
    • Documentationunmatched
    • Error Handlingunmatched
    • Escrowunmatched
    • Fannie Mae (FNMA)unmatched
    • Federal Housing Administration (FHA)unmatched
    • Financeunmatched
    • Financial Systemsunmatched
    • Freddie Mac (FHLMC)unmatched
    • Ginnie Mae (GNMA)unmatched
    • Identify Issuesunmatched
    • Information Scienceunmatched
    • Information Technology & Information Systemsunmatched
    • Internal Auditunmatched
    • Loan Originationunmatched
    • Loan Reviewunmatched
    • Loan Servicingunmatched
    • Loansunmatched
    • Loss Mitigationunmatched
    • Mortgage Lendingunmatched
    • Mortgage Regulationsunmatched
    • Mortgage Servicingunmatched
    • Operational Strategyunmatched
    • Operations Processesunmatched
    • Payment Processingunmatched
    • Problem Solving Skillsunmatched
    • Process Flowunmatched
    • Process Improvementunmatched
    • Quality Assuranceunmatched
    • Regression Testingunmatched
    • Regulationsunmatched
    • Regulatory Complianceunmatched
    • Requirements Managementunmatched
    • Risk Managementunmatched
    • Root Cause Analysisunmatched
    • Sales/Support Engineering (SE)unmatched
    • System Integration (SI)unmatched
    • Systems Administration/Managementunmatched
    • Test Plan/Scheduleunmatched
    • Testingunmatched
    • Truth in Lending Act (TILA)unmatched
    • Validation Testingunmatched
    • Waterfall Model of Software Developmentunmatched
    • Workflow Analysisunmatched

    Description

    It's fun to work in a company where people truly BELIEVE in what they're doing!

    We're committed to bringing passion and customer focus to the business.

    Job Description

    We are seeking an experienced Senior Business Analyst to support and enhance our mortgage loan servicing platform and originations systems. This role serves as a key liaison between business stakeholders, operations teams, compliance, and technology teams to ensure efficient, compliant, and scalable servicing and loan acquisition processes. 

    The primary focus of this position will be supporting a loan originations workflow platform that captures mortgage loan applications and supporting documentation, manages review and approval workflows, and facilitates the acquisition and boarding of loans purchased from third-party financial institutions. The ideal candidate will possess strong analytical skills, deep mortgage servicing knowledge, and experience working with workflow-driven systems in highly regulated financial environments. 

    Key Responsibilities

    Business Analysis & Requirements Management

    • Partner with servicing operations, loan acquisition teams, underwriting, compliance, quality control, and IT teams to gather, document, andvalidatebusiness requirements.

    • Translate complex business processes into detailed functional specifications, user stories, process flows, and system requirements.

    • Lead requirements workshops, stakeholder interviews, and solution review sessions.

    • Analyze current-state processes andidentifyopportunities for automation, efficiency improvements, and risk reduction.

    • Support Agile, Waterfall, or hybrid project delivery methodologies.

    • Create andmaintaincomplex queries to support business needs and data mining reports.

    LoanOriginations& Workflow Support

    • Support and enhance the loanoriginationssystemsused to intake mortgage loan applications and associated documentation from third-party financial institutions.

    • Analyze workflow routing logic, approval processes, exception handling, and document management capabilities.

    • Ensure loans areproperly reviewed, approved, and boarded into the servicing platformin accordance withinvestor, regulatory, and internal requirements.

    • Collaborate with business teams tooptimizeoriginationsworkflows, approval hierarchies, and operational controls.

    • Assistwith integration requirements between originationsystems, servicing platforms, document repositories, and external vendor systems.

    Mortgage Servicing System Support

    •  Support ongoing enhancements and maintenance of the mortgage loan servicing platform.

    • Participate in servicing-related initiatives involving escrow, payment processing, investor reporting, customer communications, loss mitigation,defaultand loan transfers.

    • Analyze servicing data and workflows toidentifysystem gaps, operational issues, and compliance risks.

    • Support testing activities related to servicing system upgrades, enhancements, and regulatory changes.

    Documentation & Process Improvement

    • Create andmaintainbusiness requirements documents, process maps, workflow diagrams, test plans, and operational procedures.

    • Develop clear documentation for system configurations, integrations, and business rules.

    • Recommend process improvements that enhance operational efficiency, scalability, and customer experience.

    Testing & Implementation Support

    • Coordinate and support user acceptance testing (UAT), regression testing, and production validation activities.

    • Work closely with QA and development teams to ensure solutions meet business expectations.

    • Assistwith production issue analysis, troubleshooting, and root cause identification.

    • Support implementation planning, training, and post-production stabilization efforts.

    Regulatory & Compliance Support

    • Ensure systems and workflows align with mortgage servicing regulations, investor guidelines, and internal audit requirements.

    • Support compliance initiatives related to CFPB, RESPA, TILA, FHA, Fannie Mae, Freddie Mac, Ginnie Mae, and other servicing/investor standards.

    • Assistin audit preparation and remediation activities.

    Qualifications

    Bachelor of Science - Computer and Information Science, Equivalent relevant experience (5-7 years)

    Experience

    Relevant professional experience (2-5 years)

    EEO Statement

    As an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment.

    The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion.

    Diversity Statement

    PHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered.

    Numbers & Facts

    LocationHarrisburg, Pennsylvania

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