Senior Business Lending Relationship Manager

SESLOC Credit Union

San Luis Obispo, CA

JOB DETAILS
SKILLS
Analysis Skills, Business Development, Business Growth, Business Loans, Cash Flow, Commercial Loans, Commercial Property Loans, Communication Skills, Credit Analysis, Credit Risk, Credit Union, Cross-Functional, Economics, Finance, Financial Analysis, Financial Statements, Industry/Trade Analysis, Interpersonal Skills, Loan Policy, Loan Structuring, Loan Underwriting, Loans, Market Trend Analysis, Mortgage Lending, Multitasking, Profit & Loss, Regulatory Requirements, Relationship Management, Risk Analysis, Sales Prospecting, Tax Accounting, Tax Returns, Time Management, Underwriting
LOCATION
San Luis Obispo, CA
POSTED
Today

Senior Business Lending Relationship Manager

At SESLOC, it is the people that make the place. Rooted in academics, and locally headquartered for over 80 years, we are the credit union with the funny name. But to us, financial dreams and goals are serious business.

Job Summary:

The Senior Business Lending Relationship manager drives new business growth through proactive prospecting and relationship development, originating commercial real estate and business loans to meet member and organizational goals. Delivers tailored financing solutions aligned with member needs. Structures and underwrites loans by gathering and analyzing financial information, assessing credit risk, and recommending appropriate loan terms. Manages an ongoing portfolio of member business loans, with accountability for portfolio quality, profitability, and performance.

For a detailed description of job responsibilities, please view the attached job description.

Key Qualifications:

  • Demonstrated success in business development, including cultivating new relationships and expanding existing commercial portfolios
  • Ability to achieve production expectations through proactive sourcing efforts
  • Strong financial and credit analysis skills, including the ability to analyze tax returns, financial statements, and cash flow
  • Experience structuring and underwriting commercial real estate and business loans, including lines of credit and term financing
  • Ability to manage complex lending relationships and maintain a high-performing portfolio Knowledge of commercial lending practices, risk assessment, and regulatory requirements
  • Strong interpersonal, communication, and relationship-building skills with the ability to work cross-functionally
  • Ability to balance multiple priorities, manage deadlines, and exercise sound judgment in decision-making
  • Commitment to staying informed on industry trends and market conditions that impact commercial lending

Education/Experience:

A bachelor's degree in Business, Finance, Economics or related field and five to eight years of progressive commercial lending or related experience with a financial institution, or an equivalent combination of education and experience.

SESLOC has a collegial, team focused work environment. We offer competitive compensation and excellent benefits including fully paid employee medical, dental and vision; vacation, sick, holiday time off; and a 401k with generous employer match.

Be sure to attach a cover letter explaining how you are the perfect fit for this role and a current resume.

EOE


As part of the recruitment process, SESLOC may run a bond check, credit check and criminal history check as part of the recruitment process.  If SESLOC runs these reports, we will obtain your authorization first. 



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About the Company

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SESLOC Credit Union