Senior Business Systems Analyst (Remote)

About the role

We are seeking a highly experienced Senior Business Systems Analyst to support strategic initiatives across Payments and AML/Financial Crime domains. The ideal candidate will combine strong business analysis skills with technical expertise to drive projects from discovery through implementation.

In this role, you will:

• Lead requirements gathering, analysis, and delivery for Payments and AML initiatives.
• Facilitate stakeholder workshops and translate business needs into functional requirements and user stories.
• Create and maintain BRDs, functional specifications, process flows, and data mapping documents.
• Perform source-to-target data mapping and analyze complex datasets using SQL.
• Support NICE Actimize ActOne implementations, enhancements, and workflow improvements.
• Collaborate with AML, Compliance, Operations, Product, and Technology teams to deliver effective solutions.
• Support SIT/UAT testing, defect resolution, and production implementation activities.
• Identify process improvement opportunities and recommend solutions to business and operational challenges.

Work model: Remote

We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a Remote position.

Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you're engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you need to have to be considered:

• 8+ years of experience as a Business Systems Analyst or similar role.
• Strong Payments domain expertise including ACH, Wire Transfers, RTP, SWIFT, Settlement, and Clearing.
• Experience with AML/Financial Crime systems and processes.
• Knowledge of KYC, Transaction Monitoring, Sanctions Screening, and SAR processes.
• Hands-on experience with NICE Actimize ActOne or related Actimize platforms.
• Strong skills in requirements analysis, business process modeling, and data mapping.
• Advanced SQL skills and experience analyzing large datasets.
• Experience working in Agile environments with strong stakeholder management skills.

These will help you stand out:

• Experience with NICE Actimize modules such as SAM, CDD, WLF, or ERCM.
• Background in Commercial Banking, Treasury Services, or Payment Modernization programs.
• Experience leading AML, Compliance, or Financial Crime initiatives.
• Knowledge of Jira, Confluence, and enterprise workflow tools.
• Strong analytical and problem-solving skills with the ability to influence stakeholders.

We''re excited to meet people who share our mission and can make an impact in a variety of ways. Don''t hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

Important Disclaimers:

Please note: A few of our roles may require in-person interviews at Cognizant offices or client locations, depending on project or client needs.

Candidate must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future

Salary and compensation:

The annual salary for this position will be between $120,000 to $141,500 per year depending on the experience and other qualifications of the successful candidate. This position is also eligible for Cognizant's discretionary annual incentive program and stock awards, based on performance and subject to the terms of Cognizant's applicable plans.

Applications will be received by September 7th, 2026.

Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:

• Medical/Dental/Vision/Life Insurance.
• Paid holidays plus Paid Time Off.
• 401(k) plan and contributions.
• Long-term/Short-term Disability.
• Paid Parental Leave.
• Employee Stock Purchase Plan.

Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

About Cognizant:

Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization's unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.

Additional employment information

Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com for roles based in the Americas or CareersIndia2@cognizant.com for roles based in India.